Working on your monthly budget can seem like a lot of work and is not likely to be something that is at the top of your list.  Once you are out of high school and into college, there will be less time for making money as you spend more of your time studying to earn […]

One of the first reactions parents have when they hear their son or daughter is in trouble at college is disbelief. Not only do they want to see the best in their child but they’ll also think back to when they were at college and all the silly things they did – so, what’s the […]

While much media attention focuses on big businesses, smaller firms are actually the bedrock of the American economy. US Census Bureau data shows that 99.7 per cent of businesses have fewer than 500 workers, while 89.6 per cent of businesses have fewer workers than that. As a nation, therefore, we need these businesses to thrive. […]

There are a lot of people out there that will tell you that you should avoid credit cards at all costs. While that may be a nice thought, it rarely turns out to be practical advice. This is not to say that you need a ton of credit cards so you can always have the […]

It is all too easy to take a pessimistic view of your lifestyle options when you are trying to make ends meet on a frugal budget but even if you do happen to be what you might call fiscally-challenged, there are plenty of ways to get more bang for your buck. Here are some tips […]

There probably aren’t that many of us who drop our car off at the local auto repair center or dealership without having more than a moment of anxiety over how much the bill is going to be when you collect it again. You couldn’t be without your car for the convenience it provides but it […]

We all have dreams of buying a new home, a bigger car, a dream vacation and more. How does a frugal saver manage to handle such large purchases? The first thing many people would think of is charging their credit card or taking out a loan, but it makes much more sense to save money […]

It is all too easy to be blindsided by the badge and motivated by the model that offers you loads of hi-tech gadgets as part of the spec, but if you want to be a savvy car buyer a key aspect of your decision-making process should be affordability. Here are some sensible tips and strategies […]

Many businesses are struggling with having to choose between stability and investment. While certain investments are mandatory for the good and evolution of the business, they can also leave companies in a tough spot where they are having a hard time finding a flow. Direct leasing can help with this and eliminate the need for […]

An emergency fund is important. When times of trouble come, and they will, there is no need to panic or wonder where the money will come from. If you are living paycheck to paycheck, then building an emergency fund can be difficult. For some, setting money aside can seem impossible. Even if you are struggling, […]

“Skint” is probably one of the most used terms in a student’s vocabulary, yet it’s something that’s just not going to work out if you’re in the business of starting a company. While there might be the odd exception to the rule, on the whole it takes at least some funding to get things off […]