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Break your big budget items to small line items

Bankruptcy is a legal status of a person or entity (such as a business) that cannot repay the debts it owes to creditors. The most common type of bankruptcy is a petition filed by the debtor; from there, the debtor’s assets are measured, and it is determined if some of the assets can be used [...]

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Accounting

In order to start saving and paying off debts, you need to know exactly how much you owe to creditors, and what exactly you are currently spending your money on. Managing your finances isn’t hard to do. However, you need to be motivated in order to get your financial situation under control.  Continue reading to [...]

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What you can do to rid yourself of Zombie debt

It’s easy to be confused by financial issues, especially when debts start to compound. To save yourself from making huge mistakes that end up costing you later it’s essential to be informed. Understanding your circumstance is the best way of controlling it. Below is some information about debt along with a list of common mistakes [...]

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Payday Loans

If you are in debt, no matter how much, doing a spending fast could prove to be a great way to lower your debts quickly, or get rid of them once and for all. A spending fast isn’t a common way to get rid of debt, but many people have taken advantage of its methods [...]

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out of debt

Borrowing money is one of the economic realities that could make or mar people depending on how they are able to manage the borrowed funds. Borrowing money allows you to make good use of capital that would otherwise be lying useless in a bank for a nominal fee known as the interest. However, a loan [...]

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Accounting

For many, a personal loan is a potential solution for consolidating debts and getting on top of their finances or it can be used to get their hands on something costly that they need. However, when taking out any credit it’s important you do your research, find the best deal and ensure you have the [...]

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What you can do to rid yourself of Zombie debt

Carrying debt often creates roadblocks while you’re trying to improve your financial situation. It even causes delays in your attempt to reach major turning points in life that could actually mean a new beginning for you. Few ways in which debt can impact both your personal and financial bonding: Relationships get affected Buying a home [...]

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Title vs Personal Loan

It’s an all-too-common occurrence. You’re fed up with your debts, but you’re also embarrassed about the level of debt you’ve amassed. You need to talk to a debt counselor, but doing so is an admission of defeat or that you’re somehow not capable of managing your own financial affairs. Most people erroneously believe that they’re [...]

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Finding the Best Contractor for Your Remodel

Dealing with numbers can seem daunting and difficult. A recent study by YouGov, for example, showed that one in six adults were embarrassed by how difficult they found even simple sums and one in five had to reach for a calculator to even muster the basics. Yet we all need a pretty basic grasp of [...]

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What is Bankruptcy Exactly

Debt buying is a process that happens on a daily basis to millions of people, mostly in the US. It isn’t illegal at all, until the debt buyer makes it so. This is something that happens when a large company buys billions of dollars in debt and then sells it. You may think this is [...]

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Finding the Best Contractor for Your Remodel

Most people need to apply for credit at one time or another. Buying a home is an expensive business and without a line of credit in the form of a mortgage, you would probably find it impossible to make the purchase. But applying for credit is not always a done deal. Lenders take lots of [...]

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