Everyone wants to save a little extra money here and there—especially during today’s economic times. According to the Federal Reserve, the average American household has debt amounting to $137,063. With mortgages, student loans, and credit cards, it’s no wonder so many individuals and families are overwhelmed by how much they owe. Simple cost-saving tips can […]

If you were expecting your typical refund after filing your taxes, finding out that you actually owe money to the IRS can come as quite an unpleasant shock. Many Americans find themselves in this situation, although the reasons for owing taxes vary. Don’t Put Off Filing After you complete your 1040 form and learn that […]

Using coupons comes with a variety of benefits for both customers and businesses. However, as a customer, you need to understand that couponing requires time, effort, and attention to be able to utilize them to their full advantage. At some point, you may even ask yourself whether couponing is worth it. Here are the pros […]

If you have been vowing to take better care of your money in 2019 but have been putting off your goal because you think it will take up a ton of time, take heed. Getting into financial shape is much like getting into physical shape: pretty much any small improvement that you can make will […]

You’re in between jobs. Join the club! And although it can be a stressful time, it doesn’t have to be a sad sack club filled with sullen members. If you remain hopeful and embrace that this is a truly entrepreneurial time in our country, you will be fine. Of course, you don’t want to forego […]

Second-hand goods have long had a stigma of being a compromise, or something you buy only because you’re on a budget and you simply can’t afford the real deal. But have you heard of the circular economy? As society is waking up to the harmful impact of our disposable consumer culture, shoppers and corporations alike […]

Debt is guaranteed in today’s society or so many believe. This does not have to be the case though. A person can eliminate their debt and look forward to a bright financial future. Most people don’t seem to realize this basic fact and it is time for individuals to wake up. Following are five debt […]

With many people starting their own business, it can be tough to break the market. Ensuring you minimize spending in some areas can provide you with the cash to get your name out there and advertise more. If you are thinking of starting your own business, here are six hacks to cut costs. Find Second-Hand […]

80% of New Year resolutions are bound to fail by the start of February, according to the Business Insider. While avoiding the gym might seem like a big disappointment to you, perhaps the worst goal to ever break might be going against your budget. Sadly, with all the life pleasantries around, and the innate need […]

Have you tried a digital credit app yet? These apps can save time and increase access to life-enriching funds. People in areas that do not otherwise feature amenities like financial institutions see their options expand exponentially with a simple smartphone. Here are four apps worth checking out, and some key features of each. 1. Credy […]

Every one of us is under debt, no matter if it is small or large. It is a constant source of tension and anxiety for a person because after all, you have to pay back the money to the creditor within the due date. Obviously, no one likes to pay interest rates, so payment at […]