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house on calc

It’s a well known fact that mortgage rates were the lowest they’ve ever been historically speaking in 2016. However, rates have spiked around the latest US elections which resulted in Donald Trump’s inauguration as president as the United States of America. But mortgages are still low, even though a bit higher than in 2016. So [...]

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Break your big budget items to small line items

A few years ago Cracked.com published an article about the five worst habits people develop when they grow up poor. Among them was the fact that people on strict budgets often make purchasing decisions based on the price of an item at that moment and not how much the item will cost/save over the long [...]

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kids1

If you have young children at home, you know that finding the time to work, spend quality time with your children, and still get all your day-to-day errands done can be quite a challenge. Feeding your kids, reading to them every night, and making sure they’re groomed and ready for school or daycare is extremely [...]

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