Congrats if you’re ready to buy your first home! Although you haven’t found your house but everything is just right within your mind, from the granite countertops, open floor plan and a walk-in closet. Not with the intention of breaking down your imagination, but let us take a step back. You want to buy your […]

Time and time again we hear the same thing from prospective investors, that they are too scared to take risks with their hard earned savings, or they are worried about losing an inheritance on an ill informed ‘gamble’. If this is the way you feel then I’ll tell you what I tell everyone I talk […]

You’re reading this because chances are you have grand plans for a spare room, lounge room or bathroom that just isn’t being used the way that it should be! Renovations are on the to do list of most home-owners, and it’s a really rewarding way to add value to your home, or to increase its […]

It’s never fun to think about death, especially your own, but there’s one related topic that really does need to be considered before you pass — that is, your will. In the United States though, around half the population haven’t put a legal document in place yet. In fact, according to one survey, that statistic […]

Do you really wish to pull out of your debt burden forever? For a majority of us, the matter of debt relief is posing serious challenges as we’re losing control over our huge volume of consumer debt. You must try and do a small research prior to making a wise decision. In order to curb […]

Your parents might have left no stone unturned to inculcate the value of proper finance management in you as a child. As a teenager you might as well feel that you have a whole lifetime to earn, spend and invest your money. Yes, it’s true. However, that does not really mean that you can squander […]

An installment loan may have been your big ticket method to get your home or vehicle. However, after time, you’ve had enough sending in that large schedule payment amount each month. Here are four tips to get out of your installment loan. Set Up a Sooner Payoff Date Make a contract with yourself. Instead of […]

In order for you to be in control of your personal finances, you need to be able to manage your debts properly. Debt consolidation can help you save money as long as you are cautious in regards to the interest rates being charged. Some people may be skeptical about this debt solution because they do […]

Travel clubs offer great benefits for people who spend a lot of time on the road or in the air. Vacations and business trips can be much less stressful when the professionals are taking care of all the details. This means the only thing you need to do is set your schedule and arrive at […]

It is not very difficult to find yourself under heavy financial debt even if you have tried to avoid debt as much as possible. Sometimes, life may “deal you the wrong cards” and you could find yourself suffering under the weight of heavy debt. At times, the reasons that get you into financial debt may […]

All of us have seen or heard about packaged bank accounts over the years, and many of us have signed up for them because of the services they may offer from insurance to movie rentals. But what happens when you never use these services that you are paying for? Can you claim back the money […]