By Michelle Studer   When it comes to creating a budget, it’s common knowledge that you’ll need to track your money and where it goes. However, the most effective budget plans consist of more than just expense tracking; they also incorporate long-term savings goals. For the most part, these will be unique to each individual [...]

Source: Flickr Fred Schebesta writes for Savings Account Finder where he helps people save money and compare savings accounts. When you are saving for a goal or to build up a financial buffer in the bank, it is not enough to simply open a high interest savings account and expect your savings to grow exponentially. [...]

Everyone is trying to save a little bit of money somehow, and sometimes are developing little tactics to cut corners in doing so.   There is nothing wrong with it, and people are trying to better themselves, often with ways that are funny and unique.  These little money grubbing secrets are often the little things people [...]

Source: Flickr This is a guest post by Charissa Cowart from eBillme | Secure Cash Payments This holiday season you’re probably trying to find ways to spend less but still show your family and friends how much you care about them. Well I have a few ideas to help you on the way. Some of [...]

By Mala Lal As a freelance writer, I am always looking for ways to keep my finances in order. Here are my top 10 benefits of using an online personal finance tool. 10. It works on my time: With my tool being online, I never have to make an appointment to go over finances. There [...]

When I look outside the window, I am amazed at how beautiful my neighborhood is. There is a park nearby where I can take my dog and daughter. A library that is a short walk from our home, and flowers in everyone’s yards. It seems everyone around me is trying to keep Mother Earth happy [...]

This is a guest post from Trisha Wagner is a freelance writer for DepositAccounts.com, where you can compare rates of checking accounts from dozens of banks in one place. Trisha writes regularly on the topics of personal finance and savings accounts. With credit card use on the decline, more and more people are discovering why [...]

By Virginia O’Connor Uncertainty about the current and future economy has pushed many Americans to start saving more and paying off more of their debt. Recent studies in 2008 and 2009 have indicated that as Americans are feeling less secure about their financial stability, they have begun to change their spending behavior. As confidence falls, [...]

Two of the most important things you must do  after college are:  Conduct a “State of the Union” for your finances, sign-up (sic) for an online money management system”  Develop sound saving habits from the start” … and we couldn’t agree more. •l  Set up an online money management system Treating your finances seriously is [...]

By Michelle Studer  Even with the best of intentions, credit cards can lead to bad trouble. Whether impulse control or financial desperation is the culprit, many people end up in a pickle over credit card debt. New laws to curb sneaky industry practices were passed late last year; unfortunately, they won’t go into effect until [...]

By Michelle Studer Losing sleep over budget concerns? If money stress is making sleep hard to come by, you can lessen this anxiety by stashing as little as $500 in a savings account. According to a recent MSN Money Central article, this quick fix for financial stress was discovered by Stephen Brobeck, executive director for [...]