Saving cash for a rainy day is wise — especially when you’re nearing retirement. But while wages stick to the same level and the cost of living rises, you may drift towards the time of your life without a desirable nest egg. All is not lost — according to recent figures from major mortgage lender […]

Ahhh, retirement. Does any word sound better right about now? Whether you’re going to be the type to sleep in and then fish all day or one who perhaps works part time, retirement is most certainly the universal goal. The harsh truth, though, is that not everyone plans ahead well enough to enjoy his or […]

Medicare is the Unites States’ federal health insurance plan. There are four parts: A covers hospital care, B covers everything outside of hospital stays, C includes Advantage plans offered by private companies, and D covers prescription drugs. With 80% or more of all doctors in the US accepting Medicare, you might think your bases are […]

Financial security via Social Security holds immense importance for much of the elderly, therefore, many people start planning for their future from a very young age. Besides personal savings, there are several monetary sources that can provide you with financial security after retirement. These are employer pensions, gratuity, provident funds, and other types of investments, […]

Money is something we need for everyday living; it is also one of the biggest causes of stress if you don’t feel you have control over it. With the cost of living rising and family budgets getting tighter, it can often feel like a struggle to get everything in order to lead a stress-free life. […]

We all like to think our futures will be financially secure, but with the exception of the lucky few, that does not happen unless we prepare for it.  Often it is thought that wage rises will happen and then there will be more money to save, so your financial planning can wait. Unfortunately, as salaries […]

Once you have graduated college and perhaps continued on to a graduate degree, you may simply be excited about finally landing a job within your profession. Whether you are an entry-level business associate or a dermatologist, you may think you have a lifetime ahead of you, so why start saving now for a vague date […]

The number of people with a lack of savings for retirement is skyrocketing with 69 percent of Americans having less than $1,000 in savings, according to Go Banking Rate. The good news is you don’t have to forgo your retirement dreams if you’re facing a financial crisis in retirement, or you just need supplemental income […]

When you are involved in the busy day-to-day process of working and living, preparing financially for your future can seem hard. This can be especially true for younger adults, who naturally want to enjoy their life in the present and can have trouble understanding why starting to think about it now is crucial. Of course, […]

Your retirement may be decades away now, but it will arrive one day. While we all hope our sunset years will be serene and slow-paced, without some advance planning, your golden years could be the most difficult time in your life. How so? If you don’t have the finances to keep up with expenses, as […]

Money is an essential aspect of modern life. The less you have of it, the more difficult it is to meet your needs. Still, it’s not always clear what you have to do to build wealth. Should you work harder at your job, hoping to gradually climb up the corporate ladder? At the executive level, […]