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Your credit score matters more than you actually think. Whenever you take out a new loan or a line of credit, the credit score is one of the primary elements that will determine your risk factor in the eye of the lender. The amount of interest you have to pay for the loan – and [...]


Title vs Personal Loan

A personal loan could be the ticket out of a bad situation. You may need access to funds to start a business, pay back another loan, or pursue a higher education. Existing bad credit is a hurdle you’ll have to overcome, but it doesn’t need to ruin you either. Here are some tips to secure [...]


How to fix a bad credit score

Credit is how our modern economic system works. We borrow to maintain a certain lifestyle and as long as we pay back the monies we owe along with the interest that accrues, the system works great. But when we either borrow too much or don’t pay it back on a timely basis, we can run [...]



In today’s world, the average person needs a line of credit to access their financial goals. There are very few people who can make large purchases out of pocket in cash, so credit gives us the avenue we need to reach the milestones we want in our lives. Of course, the span of time it [...]


Free Budgeting software to better manage your money

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