From one angle, we can view the whole of good budgeting and financial management practices in five basic categories: earn, budget, save, borrow, and repay. At various points in time, with most of us, all of these aspects are going to come into play, so it pays to know how to be wise in each […]

You may be a new couple looking to find a new house to start a family, a student looking for an apartment if you are not comfortable with the campus hostels or anyone moving out of your parents’ house looking for an affordable place to live. Here are a few steps you can use to […]

Whether you own a new or a second-hand car, your vehicle is going to need maintenance at some point in time. With the cost of living shooting past affordability every single day, the most economical way of maintaining and repairing your car is by doing it yourself. Self-service and repairing will not only help you […]

Many people move into the country to escape the hustle and bustle of towns and cities. Others do so simply because it’s more affordable in the face of housing market changes. Across the South–and especially in Kentucky–there are swaths of land and boundless greenery to settle a new home. In some situations, it may be […]

In 2015, microchips were integrated into debit and credit cards in the United States to make it more difficult to counterfeit cards. But identity thieves are a determined bunch, and though the introduction of the chip resulted in fewer counterfeit cards, cybercriminals developed a new method of identity theft – new account fraud – in […]

These days, most people use credit cards as they can earn rewards in return that may be cash or other types of rewards.  But the problem with credit cards is that they can be easy to maximize and then end up in credit card debt.  This can be more of a problem for people who […]

Micromanaging has become known as a bad thing, but it is actually very beneficial for running a business or home that runs smoothly. Micromanaging goes hand in hand with budgeting and organization. Micromanaging actually eliminates many problems before they have the chance to get bigger and unmanageable. When errors occur, it is necessary to use […]

Starting a new business is incredibly exciting, but incorporating is only the beginning. There are still so many challenges to overcome once you are beyond that milestone of getting the business off the ground. You have to think about growing the business too, which is a challenge of its own. Growth or expansion is always […]

Budgeting can seem cumbersome and difficult at times. For many, it seems like no matter how much you organize and try to stay within budget, it never actually happens. The truth of the matter is that there’s a very good reason that budgeting can be so difficult. We often look at our budgets from the […]

Starting and running a business is a huge bucket list item for many people.  Not only is it incredibly rewarding—you get to see and experience the direct benefits of your labor—but it also offers a much greater level of freedom and flexibility in how you do your work. And we haven’t even discussed how entrepreneurship […]

Buying a house is a big step. It has even been said that buying a house is the most important financial decision a person will ever make. Whether or not this statement is true, home buying almost always means getting a mortgage. And where there are mortgages, there are mortgage brokers. A mortgage broker’s primary […]