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Your credit score summarizes your financial history numerically. The score is obtained by use of an algorithm which puts into account crucial aspects such as the debt you hold, your payment history, the duration of credit history, the types of credit, and the loan applications made. Specific activities such as applying for numerous credits within […]

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The terms ‘bad credit’ or ‘poor credit’ relate to those people who have a low credit score or not much of a credit history. This can result in them being declined when they apply for loans, mortgages, credit cards, store cards, mobile phone contracts or other types of credit. When you apply for credit, the […]

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If you or your businesses have bad credit history then you know how challenging it is to get a loan even more so if you are a woman owning a business. A survey showed that only 30% of businesses owned by women received bank loans in the past six months. Having a bad credit score, […]

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If you have lost your credit card, you need to instantly connect the credit card company and let them know so they can take proper action. You can’t afford any show of laziness in such case. When you lose your card, you don’t lose anything, but you are at a greater risk of losing your […]

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credit-card

Your credit rating helps lenders to determine whether to lend money to you, based on a number of factors such as how much money you have already borrowed, how many lenders you currently have, and whether you have missed any payments in the past, made late payments, or defaulted on a loan or other line […]

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credit-card

Your credit score matters more than you actually think. Whenever you take out a new loan or a line of credit, the credit score is one of the primary elements that will determine your risk factor in the eye of the lender. The amount of interest you have to pay for the loan – and […]

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Lower Phone Bill

Today most anything of importance comes back to requiring a good credit score. Whether you want to purchase a home, a car, acquire a credit card, car insurance or even a job, your credit score can be a determining factor. So, you may wonder what your options are if you have a poor credit score […]

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money transfer

If you are wondering about how to get free credit score reporting across the globe, you’re in luck. Customers in Canada, the United States, United Kingdom, and Australia can access unique resources for discovering their credit score. Let’s compare each of these countries in terms of how individual credit scores are calculated: Canada In Canada, […]

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Title vs Personal Loan

A personal loan could be the ticket out of a bad situation. You may need access to funds to start a business, pay back another loan, or pursue a higher education. Existing bad credit is a hurdle you’ll have to overcome, but it doesn’t need to ruin you either. Here are some tips to secure […]

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How to fix a bad credit score

Credit is how our modern economic system works. We borrow to maintain a certain lifestyle and as long as we pay back the monies we owe along with the interest that accrues, the system works great. But when we either borrow too much or don’t pay it back on a timely basis, we can run […]

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credit-card

There are a lot of people out there that will tell you that you should avoid credit cards at all costs. While that may be a nice thought, it rarely turns out to be practical advice. This is not to say that you need a ton of credit cards so you can always have the […]

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