Photo Credit: pexels.com   Hey big spender. Yes, you. Going shopping can be great fun, especially if you have a credit card. There are lots of advantages to having a credit card. You can earn millage points for free flights and can even take advantage of some great cashback offers. There are now even cryptocurrency credit cards. But […]

If your credit score isn’t where you want it to be, you’re probably not even aware of these few simple things that you’re doing that help to sabotage your score. From maxing out your limits to unresolved credit accounts, damaging your credit score is as easy as missing a few payments. Looking to take back […]

If you’re the owner of a small business looking to grow and expand, to finance the cost of unexpected expenses or for short-term working capital to improve cash flow, a business line of credit can be a big help. Since it’s such a convenient source, and often more affordable than a loan, it’s a very […]

We all have financial goals that keep us motivated. Perhaps you put all your focus on improving your credit score, and success seems further away than what you ever could have imagined. Then this post is all for you, my friend! Here are 5 ways that work to improve your credit score. #1 Pay your […]

If you’re thinking about Less-than-perfect Credit, this write-up is exactly what you must have been looking for. You just have a look at it to substantiate the claim. How to Find Appropriate Debt Consolidation Loans? People sick and tired of searching the pool of financial debt will certainly look for debt consolidation funding solutions. Many […]

Your credit score summarizes your financial history numerically. The score is obtained by use of an algorithm which puts into account crucial aspects such as the debt you hold, your payment history, the duration of credit history, the types of credit, and the loan applications made. Specific activities such as applying for numerous credits within […]

The terms ‘bad credit’ or ‘poor credit’ relate to those people who have a low credit score or not much of a credit history. This can result in them being declined when they apply for loans, mortgages, credit cards, store cards, mobile phone contracts or other types of credit. When you apply for credit, the […]

If you or your businesses have bad credit history then you know how challenging it is to get a loan even more so if you are a woman owning a business. A survey showed that only 30% of businesses owned by women received bank loans in the past six months. Having a bad credit score, […]

If you have lost your credit card, you need to instantly connect the credit card company and let them know so they can take proper action. You can’t afford any show of laziness in such case. When you lose your card, you don’t lose anything, but you are at a greater risk of losing your […]

Your credit rating helps lenders to determine whether to lend money to you, based on a number of factors such as how much money you have already borrowed, how many lenders you currently have, and whether you have missed any payments in the past, made late payments, or defaulted on a loan or other line […]

Your credit score matters more than you actually think. Whenever you take out a new loan or a line of credit, the credit score is one of the primary elements that will determine your risk factor in the eye of the lender. The amount of interest you have to pay for the loan – and […]