With the demands that come alongside looking after a young family, ensuring you are sticking to a household budget can often be overlooked. One of the worst aspects of not having a budget is that you can often be left with hardly any disposable income at the end of the month, meaning you must […]

Good financial habits go beyond trying to save and having a budget plan in place. In fact, your budget plan may be so poor it hijacks all your money-saving attempts. This is the main reason why so many people have such a problematic relationship with money and their finances. Well, although you’ll be pleasantly surprised […]

Start-up financing is pretty routine in this day and age. If you have a great idea but lack the funding to see it through, you can choose from a variety of business start up loans along with venture capital and equity financing. The thing about start-up loans, as opposed to most forms of equity investment, […]

According to the latest report by U.S. News, MBA students with a specialization in Financial Services are the second highest earners with an average salary exceeding $118,500 easily, second only to consulting apparently. In the hardcore corporate world that we all do business in today, nobody is going to pay such huge salaries on an […]

There is no better time than now to start your own business. You have immediate access to inexpensive technology, virtual markets, and easy funding. The reluctance to start a company may hold you back from making your dreams come true, though. Change your mindset and think positively. It could be one of the most enriching […]

Backpacking through Europe is every traveler’s ultimate goal. Waking up to the warm smell of Italian espresso one day and then finding yourself underneath the Eiffel tower the next is a dream, and for good reason. Backpacking allows you to see a wide range of places and experience many different cultures all in one trip. […]

If you already have a full-time job and are still struggling when it comes to money, you may not think there is much you can do. This can be extremely worrying and even cause mental health issues such as stress, anxiety, and depression. These can lead to physical problems, including heart disease and ulcers, and […]

Saving money can be a tough feat for some businesses, as their cash flow might already be tight. Unless you are generating a healthy net profit, you might be unable to set aside a portion of your revenue to create a financial safety net. Thankfully, there are various ways to trim your overheads and improve […]

Personal loans are an increasingly popular type of financing. Most people are familiar with more common financing methods such as car loans and mortgages. But personal loans are the fastest-growing method for consumer lending. And that is despite the fact that they only made up about 1 percent of the total outstanding consumer balance in the first quarter. Read on, […]