Photo Credit: pexels.com   Hey big spender. Yes, you. Going shopping can be great fun, especially if you have a credit card. There are lots of advantages to having a credit card. You can earn millage points for free flights and can even take advantage of some great cashback offers. There are now even cryptocurrency credit cards. But […]

If you’re the owner of a small business looking to grow and expand, to finance the cost of unexpected expenses or for short-term working capital to improve cash flow, a business line of credit can be a big help. Since it’s such a convenient source, and often more affordable than a loan, it’s a very […]

We all have financial goals that keep us motivated. Perhaps you put all your focus on improving your credit score, and success seems further away than what you ever could have imagined. Then this post is all for you, my friend! Here are 5 ways that work to improve your credit score. #1 Pay your […]

Credit cards are one of the most popular means of finance and around 7 in 10 homes in the US have at least one to rely on. For the average American, it’s not unusual to have 3 to 4 different cards at any given time, and these don’t include store cards. The gloomy reputation of […]

Whenever you shop, and whatever you’re buying, you’ll want to get the most rewards possible. Choosing your credit card carefully can help you do that. Here are seven of the best choices you can make for getting extra bonuses and rewards. Qantas American Express Ultimate You can probably tell from the name of this card […]

These days, most people use credit cards as they can earn rewards in return that may be cash or other types of rewards.  But the problem with credit cards is that they can be easy to maximize and then end up in credit card debt.  This can be more of a problem for people who […]

Paying off your credit card can feel like a huge weight has been lifted. After months – or even years – of making repayments and carefully budgeting your finances, your credit card is finally clear, and you can breathe a sigh of relief. But you’re left with one question: what do you do with your […]

Experts agree individuals should avoid using a credit card altogether, keeping just one for emergency situations. Even still, many people prefer the plastic over cash, as well as the buying freedom that it gives them. If you’re one of those people who simply want a credit card in their wallet, it is imperative that you […]

When used properly, credit cards can be an effective financial tool to help pay for large purchases or to otherwise provide financial flexibility. However, when used inappropriately, they can cause you to spiral into debt quickly. Let’s take a look at the pros and cons of using a credit card and how you can use […]

If you’re thinking about Less-than-perfect Credit, this write-up is exactly what you must have been looking for. You just have a look at it to substantiate the claim. How to Find Appropriate Debt Consolidation Loans? People sick and tired of searching the pool of financial debt will certainly look for debt consolidation funding solutions. Many […]

If you are in debt, you have likely heard the phrase “debt consolidation” in the past. This is a method used to turn multiple old debts into just one. The goal is to create a new debt that has a much lower interest rate than the existing debts you have. This will help to make […]