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Whenever you shop, and whatever you’re buying, you’ll want to get the most rewards possible. Choosing your credit card carefully can help you do that. Here are seven of the best choices you can make for getting extra bonuses and rewards. Qantas American Express Ultimate You can probably tell from the name of this card […]

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These days, most people use credit cards as they can earn rewards in return that may be cash or other types of rewards.  But the problem with credit cards is that they can be easy to maximize and then end up in credit card debt.  This can be more of a problem for people who […]

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What you can do to rid yourself of Zombie debt

Paying off your credit card can feel like a huge weight has been lifted. After months – or even years – of making repayments and carefully budgeting your finances, your credit card is finally clear, and you can breathe a sigh of relief. But you’re left with one question: what do you do with your […]

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Experts agree individuals should avoid using a credit card altogether, keeping just one for emergency situations. Even still, many people prefer the plastic over cash, as well as the buying freedom that it gives them. If you’re one of those people who simply want a credit card in their wallet, it is imperative that you […]

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When used properly, credit cards can be an effective financial tool to help pay for large purchases or to otherwise provide financial flexibility. However, when used inappropriately, they can cause you to spiral into debt quickly. Let’s take a look at the pros and cons of using a credit card and how you can use […]

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If you’re thinking about Less-than-perfect Credit, this write-up is exactly what you must have been looking for. You just have a look at it to substantiate the claim. How to Find Appropriate Debt Consolidation Loans? People sick and tired of searching the pool of financial debt will certainly look for debt consolidation funding solutions. Many […]

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If you are in debt, you have likely heard the phrase “debt consolidation” in the past. This is a method used to turn multiple old debts into just one. The goal is to create a new debt that has a much lower interest rate than the existing debts you have. This will help to make […]

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When a credit card company sues you for the debt owed, you should know that there is hope. You can still negotiate a settlement with them if you take the right steps, and have the right legal advisor by your side. Below are some tips on how to negotiate a settlement agreement when being sued […]

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credit-card

Your credit rating helps lenders to determine whether to lend money to you, based on a number of factors such as how much money you have already borrowed, how many lenders you currently have, and whether you have missed any payments in the past, made late payments, or defaulted on a loan or other line […]

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credit-card

For many people, one of the worst feelings that they can have is coming up short in the money department when trying to pay their bills. With the economy still struggling, many people find themselves in this situation nearly every month. If you have bad credit, then it is hard for you to obtain anything […]

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credit-card

Your credit score matters more than you actually think. Whenever you take out a new loan or a line of credit, the credit score is one of the primary elements that will determine your risk factor in the eye of the lender. The amount of interest you have to pay for the loan – and […]

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