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will3

It is all too easy to take a pessimistic view of your lifestyle options when you are trying to make ends meet on a frugal budget but even if you do happen to be what you might call fiscally-challenged, there are plenty of ways to get more bang for your buck. Here are some tips [...]

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Honda Jazz

There probably aren’t that many of us who drop our car off at the local auto repair center or dealership without having more than a moment of anxiety over how much the bill is going to be when you collect it again. You couldn’t be without your car for the convenience it provides but it [...]

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Accounting

We all have dreams of buying a new home, a bigger car, a dream vacation and more. How does a frugal saver manage to handle such large purchases? The first thing many people would think of is charging their credit card or taking out a loan, but it makes much more sense to save money [...]

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Buying New Car and Save Extra Bucks

It is all too easy to be blindsided by the badge and motivated by the model that offers you loads of hi-tech gadgets as part of the spec, but if you want to be a savvy car buyer a key aspect of your decision-making process should be affordability. Here are some sensible tips and strategies [...]

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Financial Solutions

An emergency fund is important. When times of trouble come, and they will, there is no need to panic or wonder where the money will come from. If you are living paycheck to paycheck, then building an emergency fund can be difficult. For some, setting money aside can seem impossible. Even if you are struggling, [...]

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Budgeting for Savings Can Help You Avoid Debt

Personal finance is somewhat many people don’t take very sincerely. Thus some people are fighting with financial problems. If talking about personal finance then it is just about keeping a reasonable debt to income ratio and confirming that expenses never go beyond income. It is very important to keeping a perfect credit record and keeping [...]

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will3

It takes a tremendous amount of effort to acquire the skill of earning a good to great livelihood. You may have to spend years in school to earn a degree and years climbing up a career ladder. Yet, this earning ability has to be balanced with another skill, which is the ability to protect yourself financially. [...]

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student

When it comes to our finances, we put things into one of two categories – expenses or income. Usually it’s clear what category an item fits into, but once in a while something will pop up that isn’t as cut and dried. Schooling is one of those areas. If you’re considering pursuing your masters in [...]

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teens

Expensive college tuition fees and the ever-rising cost of living mean that many students are graduating with huge amounts of debt. This means, even for those graduating with a high-class degree, going straight into a high earning career and spending the first years of your working life paying off your student debts. However, there are [...]

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Relax2

The benefits of an Individual Retirement Account (IRA) cannot be overstated. If you’re unfamiliar with the concept, sit back and relax for a quick and informative overview. Individual Retirement Accounts exist because governments know that not everybody has access to a retirement account through an employer. Employer-sponsored programs like the 401(k) are tax-sheltered, and often [...]

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Finding the Best Contractor for Your Remodel

As soon as the subject of money is raised and talk turns to what you should do with it, there is no shortage of so-called financial sages who have an opinion to share on how your hard-earned cash should be used. It can be confusing to know which tips and pearls of wisdom are worth [...]

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