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A recession is bad for lots of people and can be a challenge to survive financially. Even the best made plans can be ruined because of a recession. That’s why it makes sense to prepare for a recession even when there isn’t one on the horizon. Unfortunately, there is quite a big one on our […]

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Finding the Best Contractor for Your Remodel

Raise your hand if you’ve ever procrastinated over dealing with your personal finances because you’re not exactly sure where to start. OK, good — now that we all have our hands raised, let’s talk about how effective financial goal setting can help each of us get over that first hurdle. It can be daunting to know […]

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Home Decor On A Budget

If you are considering doing some home improvements, or contemplating a home renovation, then you will know well the tension that exists between splurging on high-end fixtures and fittings and luxury furniture, and saving money by making budget conscious choices. It can be difficult to know which direction to go in, and when and where, […]

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Under the Income Tax Act, 1961, Section 80EE is one that provides income tax benefit on the interest portion of the home loan availed by the taxpayer from any financial institution. According to this, interest paid on the home loan can be availed as a deduction from the total income of the borrower, subject to the specified upper limit. This […]

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Buying New Car and Save Extra Bucks

When buying a car, you need to have an idea of the kind of car you want to purchase and roughly how much you’re looking to spend. The next question that might pop into your head is whether you’ll be getting a new or used one. This decision-making is the most common concern that a […]

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If you’re already struggling to make ends meet, the last thing you want to think about is putting away money for your retirement. That period seems far off, so you don’t have to worry about it now. But hold your horses! Retirement will spring up on you sooner than you think. Every person will get […]

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Saving money in this day and age is more difficult than ever. It seems like the more money you make, the more you have to spend. Most Americans these days are living paycheck to paycheck even though they make decent money. Why is it so hard to save money? Well, it does take some effort, […]

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Personal finance is a simplified version of corporate finance – but it’s important that you take this responsibility seriously if you’re to lead a fully-independent adult life. For a start, it may help to think of yourself as an institution. You need to plan financial objectives for yourself, manage your income and control your spending, […]

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As you may well know; dental work can be an extremely expensive business and when you’re trying to work to a reasonable household budget, sometimes the only option is to put your dental work on hold until you can afford it. However, as the health and wellbeing of yourself and your family should be of […]

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Medical expenses are often difficult to manage effectively because they are both costly and necessary. It’s one thing to forgo buying a new laptop or mobile device in order to maintain a new budget; it’s quite another to put off a medical procedure or operation. If you’re feeling overwhelmed by healthcare costs or medical bills […]

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So, you want to book a trip soon, but you don’t know where you want to go or how to begin saving money for it. You’ve certainly come to the right place! Learning how to budget is an art, but once you know how to do it, you can use it for any aspect of […]

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Free Budgeting software to better manage your money

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