If there’s one thing teachers hate to talk it’s their retirement plans. The majority of teachers who start to plan for their retirement tend to stick to the 403(b) retirement programme for education employees, which have similar tax deferral rules to the 401(K) but unfortunately charges much higher fees. It’s a system that’s normally provided […]

If you are retired or on a low fixed income, things can be tight. With the cost of living rising, it’s hard to make ends meet if you’re on a fixed income. It’s difficult to constantly juggle your finances just to meet everyday living costs. Whether you are living on social security, a pension or […]

  Photo : kaushiknarasimhan If you are over thirty years of age and have some possessions in form of assets, investments or savings it is wise to make a will. After your death strange problems arise regarding possession and division of your assets and belongings in the absence of a will. The importance of a […]

The correct age to write a will is for a large part dependent on individual circumstances. Once an individual crosses the age of 18, they are allowed to write their will but more often than not, there are things that happen in the course of a person’s life that can change one’s mind about wills. […]

Most home budgets include the big stuff: rent/mortgage, food, utilities, etc. However, going a bit further and breaking down some of those line items can give you a better picture of exactly how you’re spending your money. Here are a few budget line items that most budgets don’t have, but should: Work expenses Whether you […]

The guest author of this article and freelances for a blog that provides financial aid for single mothers that need help paying for college. Retirement is one fact which every individual has to understand. It doesn’t matter what you earn during your young and active days, but what really matters is how you will really […]

Retirement after a certain age is inevitable; however, a steady source of income is not!   One of the major issues that most people face after retirement is no steady source of income. This steady source of income is mandatory to manage the home budget and pay off the grocery, telephone, and cable bills. A […]