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REDDITWhen you are looking to buy your first car, it can seem like it is impossible to get there. You need to have substantial savings, particularly if you want to get anything decent. Whether you go second hand or brand new – which might actually be closer to your budget than you think if you want to get a simple, small car – these tips will help you to get there faster.
Weigh Up Your Options
You can always look at how to save money on the car itself. If it’s second hand it might need a bit of a refit and tyres changing. It doesn’t need to cost so much with great deals such as the low prices on these Holden tyres. If you want to buy new, do you really need all of the fancy add-ons that bring the price up? You should also consider whether it is better sense to buy an older car, which may cost you money with repairs in the long run, or a new car which has no faults. You can make up your own mind based on the particular offers in your area.
Discuss Your Financing
Could you get a deal on a new car which would make it more affordable? What kind of payment plan would the salesperson consider doing with you? If you take the time to discuss it, you may find out that your goal is closer within reach than you realised. There’s no need to save up money for months only to find that you could have done a great deal ages ago and walked away with money to spare.
Stop Your Luxuries
Saving is difficult, and even more so if you don’t even think about it. It’s time to get serious and stop spending money that you don’t need to. You might go out two nights a week, but maybe it’s time to cut it down to just one. Perhaps you can go out but limit the amount of drinks you have. Cancel any subscriptions you don’t need, and start watching your consumption if you are a bill payer. Look out for reduced items in the supermarket instead of buying full price. This all helps to get the money piling up.
Take Odd Jobs
Could you give someone a hand with the gardening or housework? Does someone need some boring filing doing? Are there any positions for delivering papers or leaflets on foot going? How about selling some of those old things you have lying around the house that you don’t really want any more? Don’t be afraid to take on a few extra jobs for money. Everything that you manage to save brings you that much close to your goal, which can only ever be a good thing.
When it comes to getting your first car, a little pain is really to be expected. But once you have it, all that hard work will pay off, giving you the chance to drive around as you like. Remember that your budget should account for your future needs – such as insurance, petrol money, and road taxes.
