This is a guest post that I was featured on earlier in the month on the excellent financial blog http://www.msmoneysavvy.com/ New years has come and gone but that doesn’t change the fact that the number one resolution is to lose weight and to be healthier.  Have you already fled from your resolution?  The winter tends [...]

Every year, thousands of people, out of thin air, decide they would like to eliminate their debt. They decide to take action, lay out the bank statements, credit card bills, a calculator, pen and paper then get cracking. How many times have you found yourself in this situation? Within a few hours you are frustrated, [...]