Congratulations, you have decided to start a budget!  While it may seem easy to do, there are some ways you can define your spending that will help trim it and build wealth.  Below are common categories of a budget and how they can be better defined.  Utilities   The utilities category is one that some define […]

You may think that having a budget is simply checking your bank statement to see where your hard earned money is going, but that is far from the whole process.  There are a lot of components involved in making a proper budget, but luckily, just looking at the bank statement is the first step.  In […]

Having a budget is the first step toward financial freedom.  Creating one will enable you to track your spending, save up for big purchases, control your credit card expenses, and gain financial wealth.  While it may seem like something that everyone does, it’s amazing how many people work hard and do not have a budget. […]

Congratulations! Most of you have made a tremendous step towards your personal finances by even starting a budget. Although difficult, it has become a necessity for many in this rough economy. Be that as it may, there are some other things you can do to make a real difference and even give yourself a raise! […]