In the wake of an economic scenario plagued by plummeting credit scores, million of outstanding debts and soaring prices, it has become all the more important (more than ever before) to analyze your finances. Your credit scores account for a crucial part of your finances as your chances of securing loans and insurance are dependent [...]

  What’s a guy to do when he’s so deep in debt that he can’t climb out from under?  Like you are buried deep in a mile-wide snow drift in the Swiss Alps?  It’s time to take drastic action.  If this sounds like you, drastic means three things. First, you have to stop squirming and [...]

I, like many individuals, fell into the trap of credit cards, student loans, and medical bills. As a young fellow, mid-twenties, I already had my first credit card at 18 which quickly maxed out and, due to my naive nature, into default. I was also the type of person to jump into college without really [...]

The process of taking out a mortgage can have many pitfalls, and there are a lot of issues beyond income or credit history that could affect your ability to get a loan. For some, simply the type of loan they’re applying for could lead to the application getting rejected. Luckily, there are those who could [...]

You need to check the fundamentals of credit credibility with the right agency. Consult the professionals in clarifying all essential aspects. Essentially, the debt repair service assists with the provisions of a calculated loan amount. The calculations depend on the current debt status. The agency also assists in putting a figure to the total amount [...]

There are certain companies who look for debt collection from a very long time ago. Sometimes, there is a possibility that you may not owe a company any kind of debt in legal terms, however, these companies may come around asking you for payment of these debts. This is one of the newest tactics of [...]

You may hate the word “budget.” But rather than viewing budgets as restrictive, think of them as a way to gain better control over your finances. A budget is basically a plan that outlines how you’ll spend your money on a weekly or monthly basis. Take how much you earn, calculate your expenses and develop [...]

The guest author of this article and freelances for a blog that provides financial aid for single mothers that need help paying for college. Retirement is one fact which every individual has to understand. It doesn’t matter what you earn during your young and active days, but what really matters is how you will really [...]

Marie Nelson is a financial writer, she writes article on debt, mortgage, real estate, foreclosure and provide apt advice to the consumers. She is associated with a financial community for last four years and helping the consumers to cope with their problems. Education is becoming very expensive these days. There are families where the parents [...]

New Year is usually the best time to make financial resolutions. That is because during this time of the year, everyone seems to be in a fresh start. If there were many disappointments and resentments in the past year, now is the time to make amends and try to make changes for the better. It [...]

By Heaven Stubblefield Source: Flickr Once a student leaves home for college, they have a lot more freedom than what they’ve been used to and even if their parents have tried to prepare them for the outside financial world, it would be impossible for them to prepare them for everything. Unless they arrive on campus [...]