Are your debt collectors calling like crazy?  Do you feel weighed down by credit card bills?  Do you have many that are late?  We will discuss strategies for getting rid of sky-high balances on all sorts of loans.  We think you owe it to yourself to finally be free of these debts. Are you constantly […]

Do you feel like you’re in over your head in tax debt? You’re not alone. So many Americans get behind on their taxes because of medical expenses, credit cards, and many other curve balls life throws at us. No matter how far in debt you might find yourself, you can always work your way out. […]

When it comes to handling our finances, there can be times where we need to consider applying for credit. As there are a number of us who are not fortunate enough to have the cash to fall back on when it comes to unforeseen circumstances or unexpected expenses, a loan can be the answer. In […]

The terms ‘bad credit’ or ‘poor credit’ relate to those people who have a low credit score or not much of a credit history. This can result in them being declined when they apply for loans, mortgages, credit cards, store cards, mobile phone contracts or other types of credit. When you apply for credit, the […]

According to financial reports across the spectrum, Canadian households are borrowing more than ever before. In fact, Canadians are leveraging their houses and properties and piling on the debt in the process. According to data compiled by the Office of the Superintendent of Financial Institutions (OSFI), Canadians have increased their borrowing against their properties at […]

When a credit card company sues you for the debt owed, you should know that there is hope. You can still negotiate a settlement with them if you take the right steps, and have the right legal advisor by your side. Below are some tips on how to negotiate a settlement agreement when being sued […]

Have you gotten yourself into debt? If so, there is a pretty good chance that an agent has called your home and they may have even showed up at your door. Unfortunately, debt collectors will do everything humanly possible to get the money that they’re owed. Nevertheless, the consumer is not in a hopeless battle. […]

If you or your businesses have bad credit history then you know how challenging it is to get a loan even more so if you are a woman owning a business. A survey showed that only 30% of businesses owned by women received bank loans in the past six months. Having a bad credit score, […]

Are you fed-up because of the piling up debt? Do not fret and fume because you can use personal loans to consolidate your debt.Let us give you a key guideline to remember when you should make use of personal loans to consolidate your debt.  Consolidating Your Debt through Personal Loans If you have decided to […]

Typically debt consolidation for most of us is understood to be a loan; often time’s people might consider using a balance transfer as a form of balance consolidation as well. The loans that you get might be the personal loans that your bank gives you, a peer-to-peer loan, a home equity loan,etc. Pros of Debt […]

Being a student is about so much more than just going to university. There is an entire lifestyle that goes with being a student, and unless you are lucky enough to still live at home and go to college at the same time, you will have to make some major adjustments in your life. Of […]