If you are in debt, you have likely heard the phrase “debt consolidation” in the past. This is a method used to turn multiple old debts into just one. The goal is to create a new debt that has a much lower interest rate than the existing debts you have. This will help to make […]

The good news is that the investment trends of 2017 look set to continue into 2018, and for those looking for ways to make their money work for them, there are many consistencies. Smart investment opportunities are often down to spotting trends and getting in before the prices rise, but for 2018 it’s less about […]

What suits us in our work life does not always reflect what suits our everyday life and vice versa. As we all have limited time and want to make the most of it, why not find some tips that will help us in these areas of our day to day life and work? Areas that […]

On Wednesday, June 13, 2018, the Federal Reserve Bank’s FOMC will be meeting to discuss monetary policy. The current projection indicates that there is a 100% probability of a 25-basis point rate hike. If this rate hike happens, the target rate in BPS will be 175 – 200 points. Beyond June, there are 4 additional […]

No matter what stage you are at in life, we are taught from an early age that budgeting is something that helps pave our financial future. Even with this knowledge, there are still many people that cannot achieve this efficiently and often find they struggle to juggle everyday financial situations. Budgeting doesn’t have to be […]

For most people, their only source of income is a 9-to-5 job. Unfortunately, this has become quite a risky way to live. If you lose that one job you have, your entire source of revenue would disappear just like that. Therefore, financial advisors recommend average income earners to diversify and have several avenues of income. […]

The Internet of Things (IoT) is one of the predominant technological paradigms of our time and is rapidly being incorporated into the worlds of business, science, and industry. The proliferation of miniaturized sensors and computer processors, along with their associated communications networks, has presented opportunities for innovative use in numerous diverse fields. Virtually any kind […]