You may hate the word “budget.” But rather than viewing budgets as restrictive, think of them as a way to gain better control over your finances. A budget is basically a plan that outlines how you’ll spend your money on a weekly or monthly basis. Take how much you earn, calculate your expenses and develop […]

Most home budgets include the big stuff: rent/mortgage, food, utilities, etc. However, going a bit further and breaking down some of those line items can give you a better picture of exactly how you’re spending your money. Here are a few budget line items that most budgets don’t have, but should: Work expenses Whether you […]

Budgeting is a concept that every student grows to be familiar with and especially now with so many students relying on financial aid to help pay for their education. As college costs continue to rise year after year many students must not only work as a full-time student but often take on part-time jobs to […]

A home is a big investment for the future but the cost of living, at this moment, can cause a tremendous amount of stress if it’s breaking the bank. The good news is that there are plenty of ways to reduce, minimize, and cut-back on your way of living without making huge sacrifices to your […]

As the price of vacationing increases and the summer heat begins to seep into you, taking a last minute getaway may sound like an attractive prospect. However, your checkbook may not agree with you unless you’re a savvy shopper and does a little preparation before you decide to jet off on your vacation. Sign up […]

Most people have financial concerns especially during an economic downturn. To help out we have compiled 5 of the most common finance questions and answers: 1. What steps can I take when I first start saving? Answer: One of the first steps might be to put together a budget. You’ll need to know how much disposable […]

One of the best ways to increase your financial stability and get out of debt is to start saving money. A savings account allows you to put money aside, while earning interest on that money. However, not all savings accounts are created equally and it is important to understand what you should look for in […]

By Michelle Studer   When it comes to creating a budget, it’s common knowledge that you’ll need to track your money and where it goes. However, the most effective budget plans consist of more than just expense tracking; they also incorporate long-term savings goals. For the most part, these will be unique to each individual […]

Source: Flickr Fred Schebesta writes for Savings Account Finder where he helps people save money and compare savings accounts. When you are saving for a goal or to build up a financial buffer in the bank, it is not enough to simply open a high interest savings account and expect your savings to grow exponentially. […]

Everyone is trying to save a little bit of money somehow, and sometimes are developing little tactics to cut corners in doing so.   There is nothing wrong with it, and people are trying to better themselves, often with ways that are funny and unique.  These little money grubbing secrets are often the little things people […]

Source: Flickr This is a guest post by Charissa Cowart from eBillme | Secure Cash Payments This holiday season you’re probably trying to find ways to spend less but still show your family and friends how much you care about them. Well I have a few ideas to help you on the way. Some of […]