We often make silly mistakes that cost us dear. So, managing your personal finance is important. Here are some tips that should help you manage your finances efficiently. Track monthly spending If you are earning money, you should even know where you are spending it. So, it is important to track your expenses. Another important […]

When we’re trying to get our finances in order, we love the idea of finding ways to never waste disposable income. The truth is that, even if you eliminate all of your discretionary spending–which some people manage to do!–there are still some fixed expenses that are going to eat up some of your income. These […]

  When it comes to watching your favorite television shows and movies, the world is full of subscription services. You no longer have to go the traditional route with cable TV. You don’t even need to have satellite TV. Now you cans imply have internet and watch all of your favorites streaming on your computer […]

The idea of running a family business is an incredibly romantic one. Day and night, family members can spend quality time with one another working toward a successful future everyone will enjoy. However, the rose-colored images of family-run shops require much more planning than dipping into savings and hanging up a shingle. A family business […]

The purpose of setting up an online business is to generate enough of an income so that you can live comfortably from these earnings. There are fixed costs that are easy to budget for, such as cost of hosting and building a website. Advertising is a little more difficult to budget for; therefore it needs […]

Now that tax season has officially ended — and you’ve made that giant payment to Uncle Sam — you’re probably thinking about ways to pay less next year. After all, while not paying your taxes at all is against the law, there’s nothing at all wrong with reducing your overall bill. The average taxpayer, though, […]

Many people watch their personal finances closely throughout the year and then end up blowing their budget while planning, or enjoying, a vacation. Family holidays can rapidly become a very expensive adventure, and turn into a budget-killer that requires playing money catch-up for the rest of the year. While many vacationers feel that they have […]

Congrats if you’re ready to buy your first home! Although you haven’t found your house but everything is just right within your mind, from the granite countertops, open floor plan and a walk-in closet. Not with the intention of breaking down your imagination, but let us take a step back. You want to buy your […]

You’re reading this because chances are you have grand plans for a spare room, lounge room or bathroom that just isn’t being used the way that it should be! Renovations are on the to do list of most home-owners, and it’s a really rewarding way to add value to your home, or to increase its […]

Do you really wish to pull out of your debt burden forever? For a majority of us, the matter of debt relief is posing serious challenges as we’re losing control over our huge volume of consumer debt. You must try and do a small research prior to making a wise decision. In order to curb […]

Navigating the everyday hurdles that your average college student faces almost daily is hard enough. Doing it while also broke is darn near impossible.  After experiencing the warm financial pillow that is afforded to most kids in high school the shock of suddenly being thrust the burden of financial independence can be almost crippling.  While […]