Congratulations, you have decided to start a budget!  While it may seem easy to do, there are some ways you can define your spending that will help trim it and build wealth.  Below are common categories of a budget and how they can be better defined. 
Utilities  
The utilities category is one that some define in a [...]

Two of the most important things you must do  after college are:

 Conduct a “State of the Union” for your finances, sign-up (sic) for an online money management system”
 Develop sound saving habits from the start”

… and we couldn’t agree more.
•l  Set up an online money management system
Treating your finances seriously is crucial to your ability to [...]

By Michelle Studer

 Even with the best of intentions, credit cards can lead to bad trouble. Whether impulse control or financial desperation is the culprit, many people end up in a pickle over credit card debt. New laws to curb sneaky industry practices were passed late last year; unfortunately, they won’t go into effect until July [...]

Be smart on your vacation or business trip and you won’t have to budget for a loss. Here are 7 tips that came to mind for being smart & safe while traveling. As I wrap up my trip in China these tips definitely come in handy!
1) Once you arrive at your vacation or business trip [...]

I’m getting engaged in November and as I approach marriage I have been thinking about my personal financial situation a bit more seriously. I recently emptied a savings account to buy a little rock at an ungodly price (it was worth it!). Now I’m in a position to find the best savings account that I [...]

Reading a few personal finance blogs today I couldn’t help but realize that there are so many posts recently about understanding the the recession and macroeconomic assessments. Personally, I can’t stand all the negativism in them. It’s not going to help at all. People need to keep in mind that the macroeconomic situation doesn’t always [...]

Everyone makes mistakes with money and there are some mistakes that are tolerable but at the same time, there are also some mistakes that aren’t. Do you want to know which money mistakes you shouldn’t make?
Here are the top 5 money mistakes that I don’t think anyone should make:
1. Investing without understanding
If you don’t understand [...]