This is a guest post from Trisha Wagner is a freelance writer for DepositAccounts.com, where you can compare rates of checking accounts from dozens of banks in one place. Trisha writes regularly on the topics of personal finance and savings accounts. With credit card use on the decline, more and more people are discovering why [...]

As millions of Americans are facing budget woes, budget analysis has become a new chore in households as more Americans begin to save. Analyzing your budget helps because you enable yourself to plan for unforeseen circumstances while taking control of your earnings. But when looking at your monthly bills, it is important to know the [...]

  Financial planners provide personal finance management, and their help allows simple people to find solutions to big problems. If you are looking for help setting long-term goals and you want to know where you can go in the future in terms of savings and investments, financial planners are definitely your best option to aid [...]

Discount gift cards are great ways of saving you some money for your shopping or your next dinner date. They are readily available from numerous sources and people, and with them and some budget tools, you can really maximize the effectiveness of your money. It doesn’t take much effort to use them, and you’d be [...]

By Virginia O’Connor Uncertainty about the current and future economy has pushed many Americans to start saving more and paying off more of their debt. Recent studies in 2008 and 2009 have indicated that as Americans are feeling less secure about their financial stability, they have begun to change their spending behavior. As confidence falls, [...]

Two of the most important things you must do  after college are:  Conduct a “State of the Union” for your finances, sign-up (sic) for an online money management system”  Develop sound saving habits from the start” … and we couldn’t agree more. •l  Set up an online money management system Treating your finances seriously is [...]

Retirement after a certain age is inevitable; however, a steady source of income is not!   One of the major issues that most people face after retirement is no steady source of income. This steady source of income is mandatory to manage the home budget and pay off the grocery, telephone, and cable bills. A [...]

We all like new stuff. Whether it’s the latest Wii, a thinner flat-screen, a remodeled kitchen … or anything else for that matter, we’re human and we all like new stuff. Here’s the rub though: if you buy it now on credit, you could end up paying for that new stuff many times over, and [...]

By Virginia O’Connor Yes, we all agree that the economy isn’t the best right now, but enough of the blame game already. There is nothing that new in this financial crisis and some of us who have been around awhile have seen all this before. Remember the high interest balloon payment mortgages of the 1970s? [...]

Last night a group of PF bloggers in the DC area had our monthly happy hour meet up.  This time it was at the Brickskeller, basically a low key beer heaven.  Being a beer guy myself, I was very happy with the selection.  I actually ended up just closing my eyes, going through the book, [...]

By Craig Kessler It was that time of the month again for our monthly PF happy hour in the DC Metro area.  DebtHater chose the Black Squirrel, located in Adams Morgan.  Although a hike for me coming out from Arlington, it was worth it for the fun times, good conversations, ad large beer list. We discusses a [...]