E-mail :

Password :

Forgot Password? | Sign up for Free

Changing Your Personal Finance Perspective

Posted by : Premraj | Posted on : Thursday, April 9, 2009

money
SHARE THIS
FACEBOOK

Congratulations! Most of you have made a tremendous step towards your personal finances by even starting a budget. Although difficult, it has become a necessity for many in this rough economy. Be that as it may, there are some other things you can do to make a real difference and even give yourself a raise! What was that last part? A Raise… How am I supposed to get more money when I am just making ends meet? Hard to believe, but if I can do it anyone can! My first year in business taught me a lot about budgeting and personal finance, especially when income wasn’t rolling in. Throughout it all, a whole new world of finance opened up to me by just taking a different perspective! After months of research and prayer, I realized that most Americans could also profit with this new perspective! The whole experience led me to write Consumer Consciousness and create www.Credit2Debit.com! The book teaches the core philosophy of the Credit2DebitTM program, and the website gives you all the support and updates you’ll need to get started! Without spilling all the beans, here are some freebie budgeting tips that can really put a dent in the bottom line!

  • Read the Fine Print for all financial products before signing up!
  • Don’t underestimate the Savings of Online Coupons! (Great examples – Coupons.com or Valpak.com)
  • Compare Grocery Specials before shopping! Usually you get them in the mail from different stores in the middle of the week. By adjusting your menu you can save a lot!
  • Get rid of excess junk around your house! If you haven’t thought about it in the past year or already have a spare, most likely you don’t need it. Options: Sell it, Pawn it, Donate it, Recycle it, or simply trash it.

This is a guest post by Bernard from www.Credit2Debit.com where you can learn more about his budgeting tips.

Comments : 1 Comment | Category : Budgeting | Tags :

Last night I met up with a few personal finance bloggers in the DC Metro area I have connected with over the past few months.  We met up for happy hour at McGinty’s Public House out in Silver Springs, Maryland.  I’ve never been to the area or to the group happy hour before so this was […]

Read More >>

head_down

  Managing your money in the current economic climate can prove to be a bit tricky for many individuals.  Add to this the soaring unemployment rate which makes it likely you or someone you know may be dealing with the loss of their primary income.  What can you do if you find yourself facing unemployment, […]

Read More >>

piggybank

This is a post from Darya our intern at BudgetPulse  It is very important to teach our children imperative money skills. It takes a lot of time to develop good habits the stick. There are many different techniques that parents could use to teach their children about the value of a dollar.  Three techniques to […]

Read More >>

passport

Be smart on your vacation or business trip and you won’t have to budget for a loss. Here are 7 tips that came to mind for being smart & safe while traveling. As I wrap up my trip in China these tips definitely come in handy! 1) Once you arrive at your vacation or business […]

Read More >>

gym

This is a guest post that I was featured on earlier in the month on the excellent financial blog http://www.msmoneysavvy.com/ New years has come and gone but that doesn’t change the fact that the number one resolution is to lose weight and to be healthier.  Have you already fled from your resolution?  The winter tends […]

Read More >>

homedream

Buying a home is a process. It takes planning and time. There are many factors one should consider. Focus on what need. Decide on what you want in a house, for example number of bedrooms, yard, garage, price, location, amenities, closets, potential for growth, etc. It may be a better strategy to buy a house […]

Read More >>

news

I hope everyone had a great weekend and those who celebrated Valentines Day had a nice Saturday with someone special.  BudgePulse made some headlines over the past week as well during the weekend that I wanted to share with you. MSN – 6 Best Budgeting Sites USA Weekend – Track Money Online Oregon Live – […]

Read More >>

Here are the last set of finance travel tips. Now you should be well prepared and ready for your trip! Your credit card company knows of your travel, you have saved money from exchanging currency early, and your mail and home are being looked after. Here is the last set of travel prep finances tips. […]

Read More >>

We are working hard on getting the new site ready and the release date is almost here.  As we have been going through the new site, we wanted to ask what type of information would you like to view that will be most helpful in tracking your money, and building strategies for your budget.  The […]

Read More >>

When getting ready for a trip it’s important to plan, plan, and plan some more. You’ll save yourself money and a headache. Here are a few more travel tips to keep your trips as fun and stress free as possible. Stick to the norm before you travel. Don’t try and change your auto bill pay […]

Read More >>

Free Budgeting software to better manage your money

Register for FREE, Learn More or Watch the Video