For many people, one of the worst feelings that they can have is coming up short in the money department when trying to pay their bills. With the economy still struggling, many people find themselves in this situation nearly every month. If you have bad credit, then it is hard for you to obtain anything […]

Recent research by the Global Fraud Attack Index shows that online fraud attacks rose by a massive 137% in the year ending March 2016 and fraud is now thought to affect $7 out of every $100 of global retail spend. In Europe alone, the cost of fraud rose by 8.9% in the same year, and […]

A Rampant Issue Australia has deeper debt than the United States. Did you know the average Australian household is on the hook for about $250,000, while the average American household is in debt over $130,000? That’s a lot of money in either scenario! You want to escape debt if at all possible. You may be […]

A personal loan could be the ticket out of a bad situation. You may need access to funds to start a business, pay back another loan, or pursue a higher education. Existing bad credit is a hurdle you’ll have to overcome, but it doesn’t need to ruin you either. Here are some tips to secure […]

Do you dream of going on the perfect vacation with friends or family, but are unable to because of financial constraints? Do you have any other plans which are affected due to a lack of financial resources? In such a situation, applying for a loan might be the best option for you. However, it is […]

We all know that debt can be a rather touchy subject. It’s certainly not something that people enjoy thinking about. Yet, almost every adult owes money in some shape or form, whether it’s a student loan, finance on a car, or an outstanding credit card balance. So, you’re certainly not alone if you’re dealing with […]

Bankruptcy is a legal status of a person or entity (such as a business) that cannot repay the debts it owes to creditors. The most common type of bankruptcy is a petition filed by the debtor; from there, the debtor’s assets are measured, and it is determined if some of the assets can be used […]

In order to start saving and paying off debts, you need to know exactly how much you owe to creditors, and what exactly you are currently spending your money on. Managing your finances isn’t hard to do. However, you need to be motivated in order to get your financial situation under control.  Continue reading to […]

It’s easy to be confused by financial issues, especially when debts start to compound. To save yourself from making huge mistakes that end up costing you later it’s essential to be informed. Understanding your circumstance is the best way of controlling it. Below is some information about debt along with a list of common mistakes […]

If you are in debt, no matter how much, doing a spending fast could prove to be a great way to lower your debts quickly, or get rid of them once and for all. A spending fast isn’t a common way to get rid of debt, but many people have taken advantage of its methods […]

Borrowing money is one of the economic realities that could make or mar people depending on how they are able to manage the borrowed funds. Borrowing money allows you to make good use of capital that would otherwise be lying useless in a bank for a nominal fee known as the interest. However, a loan […]