Budgeting is always important, whether you’re on a low income or you make a lot of money at your job. But a lot of people, regardless of their income level, get tripped up and confused when it comes to establishing a budget that will work for them, as well as following through on that budget. […]

The costs of dying can reach five figures these days. You naturally want to cut down on costs as much as you can. The key to doing this is to do it early. Prepare in advance, so you know exactly what you are paying for and you won’t run into any unexpected bills. In this […]

Being energy smart makes sense on all levels – not only will you save considerable amounts of money on your household bills, you’ll be making an important contribution to reducing global warming and creating a greener planet for the next generation. But though most of us are familiar with the benefits, we also tend to […]

The Forex markets are known for their fluidity. This characteristic has made them very popular for investors who are looking to build sustainable wealth through short-term strategies such as day trading. While there is no doubt that such methods are useful, it should also be stated that increased liquidity is naturally associated with a heightened […]

How often have you wished you earned more money? Or had more to show for your spending? If you’re anything like us, you might have thought this lots of times! But, rather than relying on those winning lottery numbers, why not learn how to make the most of what you’ve got? Living frugally could help […]

More than half of employed Americans fail to use any of their allotted vacation time, which most health care professionals assert is a dangerous game. Refusing to give the body time to rest and relax allows stress to build up, causing untold damage to vital organs, like the brain and heart. Yet, vacations can cause […]

The Old Age Security program is a program for Canadians that ensures there is at least some income coming in after retirement. The Government of Canada’s largest pension program is funded from the general revenues of the government. You don’t pay directly into it, it’s not allocated to you or your family, but everyone is […]

The proliferation of cryptocurrencies like Bitcoin have shaken up standard banking models. The disruptive technology could impact payment services across the globe and dramatically change the way regulations and oversight committees are currently handled. Despite Bitcoin’s volatile history, the $1.2 trillion payments industry is the battleground for a new way of thinking and managing money […]

Debt buying is a process that happens on a daily basis to millions of people, mostly in the US. It isn’t illegal at all, until the debt buyer makes it so. This is something that happens when a large company buys billions of dollars in debt and then sells it. You may think this is […]

It’s the old bait and switch.  Dealers tempt you with the sticker price of a vehicle but after all of the ‘hidden’ prices are piled on, you’re looking at an entirely new number.  It’s important to steer clear of surprises when buying a car, or at least know what you’ll have to factor in on […]

Running your A/C all day long will make your bill skyrocket. At the same time, you need to stay cool. What is a budget-conscious, but sweaty, person like yourself to do? Here’s what to do: Turn Up The Air and Use Fans You don’t need the air conditioning set to its lowest temperature. Most air […]