Nearly 1 in 3 American adults have no retirement savings at all, and 50% of Americans have less than one month’s earnings saved up. This reflects very poorly when you remember that most financial advisers recommend that people have at least six months earnings in savings – but what can you do to turn your financial […]

In a perfect world, you could run right out and buy the latest 4K TV, smartphone, snazzy laptop and any other tech gadget your heart desired. Of course, you live in the real world—you know, the one with groceries to buy, bills to pay and a limited amount of fun money to splurge on your […]

It’s hardly a secret that for a lot of us, saving money is important. In fact, it can even be vital for those who may be struggling financially. Luckily, the world has answered in kind to these financial woes, and the money saving options available across all kinds of markets today is more vast and […]

Engagement and wedding is indeed life changing experiences. To have a perfect engagement, it is very important that you plan right and in time. Engagement rings are one of the most important purchases of your lives. That’s why you must have a planned budget for your engagement ring. There are times when many couples end […]

Trying to find the right price on auto insurance can be like looking through a foggy window. Insurance companies want your business, and once they have it they want to keep it. For this reason, an insurance company might advertise low rates to new customers, but you won’t hear a thing about discounts once you’re […]

People take loans for various purposes, and there is nothing worse than getting disapproved by a bank when you need money so much. Forbes.com and Independent.co.uk have numerous articles dedicated to financial matters helping people understand how to apply for a loan and get approved. If you are planning to take a personal loan from […]

Your bank might not offer you the best deal you can get when it comes to getting a personal loan, but at least you can count on the fact that you won’t get scammed. That’s one of the biggest concerns people have about online lenders, and it’s a genuine concern. However just because you’re not […]

Living in one of the most developed countries in the world has many benefits, but it is also expensive and as each year passes the amount of money we need to live comfortably increases. For many parents, putting money aside to help their children, when they need it most, is a major priority and involves […]

Any time you’re injured in an accident that was no fault of your own, you deserve to be compensated for your losses. This includes the costs of your medical bills, property damage, and lost wages. In order to get reimbursement from the responsible party, you need to file a liability claim with the party’s auto, […]

Buying your first home can be one of the most rewarding and exciting times of your life, but it can also be one of the most daunting experiences you will face. Either way, it will be a learning experience, and it is important to familiarize yourself with all the different options, fees, loans and other […]

Income is an asset that determines our lifestyle. It is the amount of money we earn when we do business or offer our services in a line of work. We often think of our income as being a permanent asset to us but things can go wrong at any given time. You might get seriously […]