For the first time since the Great Recession, mortgage lenders are trying harder to let low- and moderate-income renters realize the American dream of homeownership. In particular, leading online lending facilitator Personal Lending Group can connect prospective borrowers with two exciting new loan programs, Fannie Mae’s HomeReady, and Freddie Mac’s Home Possible Advantage. The programs [...]

If you have properties that you let out, you may be wondering whether it’s really necessary to have specialized landlord insurance. Perhaps most of your cash is tied up in your investments and you would like to be able to economise somewhere. However, doing without would be a false economy and could cost you more [...]

Whether you want to be a successful financial advisor or you need to look for one to help you out, it is important to know what traits have to be there. The financial industry experts do have various traits in common. In most cases they are number crunchers, seem to love coffee and are morning [...]

Moving high interest debt to a 0% balance transfer credit card gives you an interest free window to pay down the debt at no interest. Depending on the offer, these cards charge no interest for up to 21 months, at which point a higher interest rate kicks in. You can save a lot of money [...]

One thing all young drivers know is that car insurance is not cheap. Sometimes it seems very unfair that insurers charge so much to younger drivers even when they are responsible drivers. But insurance works on statistics, and young drivers are statistically more dangerous. But all is not lost. There are a number of ways [...]

Buying your first home in Australia is not easy. Houses are expensive, sometimes as much as six times the average household income, and purchasing your first property is tough. According to figures from the ABS Survey of Income and Housing that are quoted in LifeHacker, in 2011, 640,000 people, or 21 percent of the market, [...]

You talk on the phone a lot, you love watching T.V., and when you’re not doing that, you’re on the Internet. So, why are you paying for all three separately? Here are just some of the benefits of combining services into one. You Save Money One of the biggest benefits of combining all of your [...]

If you are thinking of filing a personal injury lawsuit due to a road traffic accident, slip and fall, workplace injury or any other type of accident or injury you may be wondering how much exactly your case is worth. At the end of the day, the factors determining how much your claim is worth [...]

Obviously safe driving is the number one factor when it comes to negotiating the best possible car insurance deal for yourself and your family. But it’s by no means the only one. If you’re prepared to dedicate a couple of hours to researching the best deals and making a few key adjustments to both your [...]

The long journey towards getting onto the property market can be painful and exhausting – and your wallet won’t thank you for it. But if you rearrange your finances and priorities a little, the path to getting your hands on the keys could be a lot shorter – here are seven easy steps to your [...]

Whether you’re booking a family holiday with tots too, buying a property abroad, receiving money from an overseas job, paying for your children to be educated at a prestigious foreign school or making regular transfers to relatives that live in a different part of the world – it makes sense to get your head around [...]