Saving to buy a house doesn’t mean accumulating enough money to pay in full outright. You can get a mortgage loan when you’re buying real estate and homes for sale in Laval, and this is much easier if you can make at least a 20% down payment on the price of the house you’re buying. […]

You work hard for every dollar you earn so the least you can do is give that money every opportunity to work itself so that you preserve and grow your wealth in order to enjoy a more secure financial future. A certain percentage of your cash will obviously go on living expenses and other costs […]

When it comes to shopping for something, whether it is an expensive and big purchase or something smaller and of less importance, it is always best to focus on the quality of it. While glitz and shine might look great, you will want to be the educated shopper who is always buying things that are […]

When you’re in your 20s, being let go from a job might have some impact on you, but in most cases, you can bounce back pretty quickly. With a college degree, some great talent, and a little time on your hands you could be employed within a few weeks. However, when you’re in your 50s […]

Going to the dentist is scary and not only because many people fear the drill, but also because they’re afraid of the cost. Around 57 percent of Americans are delaying dental care they need, even those who have dental insurance. The main reason for this is that it is not always clear how much they […]

As a modern consumer, you’ll agree wholeheartedly that managing your finances can be a major burden. Sitting down at the end of each month and pounding numbers into your calculator is never fun. Nevertheless, this is truly a necessity. If you want to keep your future bright and your financial situation healthy, you’ll want to […]

It is shocking how seldom the easy way happens to be the best way. Of course, that depends on how you define what is best at any given time. Saving money is one of the hardest things to do, especially for someone who doesn’t have much of it. But as hard as it is, saving […]

When we are disabled from an injury or illness, it’s a life-changing event that impacts every aspect of our lives. We are battling the emotional drain from feeling less than human. We are suffering from physical pain and our limitations. Our families struggle alongside us as they assist us in our daily routine. We may […]

The answer to the question, is car insurance tax deductible, isn’t just a straight forward yes or no. It depends on your situation, as a self-employed individual may be able to deduct car insurance, while a non-business owner may not. Here’s a look at a few of the scenarios and whether or not car insurance […]

You may be familiar with the different investment options for those who are looking toward their retirement. Our system has several options in place like 401ks and IRAs. These have long been sound investment strategies that have allowed people, even after retirement, to live comfortably without fear of destitution. There are tons of resources out […]

Regardless of how much support they get from their parents and other people early on, there still comes a time in most young adults’ lives when they will be thrown into the world and expected to fend for themselves. Making enough money is already a tough burden to carry from a mental point of view, […]