As the name implies, term life insurance provides benefits for a specific term, usually a few years. After that, the policyholder must renew the policy. Term policies are usually much cheaper than whole life, which is the other major type of life insurance. Such policies provide coverage for a lifetime. Whole life policies also build […]

Debt is a serious problem for most Americans. From student loans to mortgages to car loans, there’s always some form of debt that we have to go into to make our way through life. But, as debt starts to pile it, it can become unmanageable, especially when you’re dealing with multiple creditors and high interest […]

Not many people get renters insurance, simply because they think it’s a complete waste of money. After all, why spend money on a renters insurance policy when you may never need to file a claim? It’s advisable to begin by educating yourself and fully understanding what is renters insurance and what the benefits are for […]

Though less likely today than at any time since 1967, the average American worker should still be prepared to deal a stint of unemployment at some point in their career. Finding yourself jobless with no savings can be a very trying experience. Long story short, it’s always a good idea to make hay while the […]

You’ve got your invitation, you’ve purchased a sorority dress, and you have time off so that you can attend your best friend’s wedding. Now all that’s left to do is come up with the perfect gift. It’s not likely that the couple will need a toaster and you don’t want to get them something that […]

Life is risky. Unexpected things happen. Insurance was invented to help you when things go wrong. In return for a premium, a government agency or company will compensate you if you experience loss, damage, or illness. It will even compensate your family for your untimely death. Types of Insurance Since there are all kinds of […]

In most cases, we’re very careful while taking a bank loan or a life insurance coverage in order to save those last-minute shocks. But a majority of people have a false impression about general insurance plan that choosing a customized coverage will take care of both you and your possessions. Aside from the required protection […]

Ahhh, retirement. Does any word sound better right about now? Whether you’re going to be the type to sleep in and then fish all day or one who perhaps works part time, retirement is most certainly the universal goal. The harsh truth, though, is that not everyone plans ahead well enough to enjoy his or […]

Medicare is the Unites States’ federal health insurance plan. There are four parts: A covers hospital care, B covers everything outside of hospital stays, C includes Advantage plans offered by private companies, and D covers prescription drugs. With 80% or more of all doctors in the US accepting Medicare, you might think your bases are […]

Whether you are a working professional who is leading a busy life, a teenager or a stay-at-home parent, you are looking for methods or unwinding at the end of a challenging week. Fortunately, there are plenty of options, some being cheaper and others not so much. When it comes to entertainment, different individuals prefer different […]

Recent statistics suggest that over 64% of people now live in their own home with 29% of those people, still paying for a mortgage. (Source: http://uk.businessinsider.com) If you own a house, itís likely that your mortgage is your biggest monthly expense. Yet, have you ever thought about what would happen if you were no longer […]