More than half of employed Americans fail to use any of their allotted vacation time, which most health care professionals assert is a dangerous game. Refusing to give the body time to rest and relax allows stress to build up, causing untold damage to vital organs, like the brain and heart. Yet, vacations can cause […]

Many people need dental work, but don’t go because they’re afraid of the bill that comes with it. But, if you need dental work, waiting can be more costly. Here are some simple strategies that can help you get the care you need while still saving money. Open Up A Health Savings Account A health […]

When you work hard for your money, it’s natural to think you deserve an occasional treat. There’s nothing wrong with wanting a new car or some better appliances. Although expensive items can stretch the limits of your financial situation, it is possible to come up with the money to purchase them without living on bread […]

Before taking the plunge and buying a new car, it is important that you carefully assess your requirements, realistically determine the size of your budget that you have to spend, and do your homework. If you can look for cars knowing all of this information already, then it not only means that you have a […]

Divorce is a stressful time. And, it’s even more so for women who typically don’t have the same financial resources that their male spouses do. Here’s how to gain the independence you need. Get Your Own Bank Account Step one is to separate your finances from your spouse’s. You should set up your own bank […]

Not many people would admit that they were bad with money. Yet, in a country where newspaper headlines often print headlines that scream things like Epidemic of debt spreads to Britain’s middle class and Britain in grip of ‘shopaholic’ epidemic every now and then, money management is certainly a struggle. If you aren’t sure how […]

There are plenty of people across the UK living in homes that are far bigger than they need. The kids have grown up and moved away, often leaving older property owners living in a large home with unused bedrooms and living areas. There may also be a big garden or yard that requires maintenance. By […]

There are a huge number of insurances and protections available for virtually every behaviour in life, and the costs can soon mount up. It’s worth doing plenty of research if looking for personal insurance – and taking heed of these tips: Install security measures House and content insurance premiums will drop if your home is […]

Whilst everyone is familiar with what a bank is and what services it offers to its customers the same can’t be said of a credit union. Credit unions are also financial institutions and offer their customers the chance to save money with them and borrow money too. One of the fundamental differences between a bank […]

Whether you have saved up a large amount of money over the years, recently sold an asset that has gained you a few thousand dollars, been awarded an enviable bonus at work, or even been left a sizeable amount of money in the will of a relative, investment is definitely one of the smartest things […]

  As you might expect, the answer to this question depends a lot on your age, health, and the kind of policy that you want. The good news is that many people overestimate the cost of life insurance, realizing that it is much less than expected when they finally move forward with a policy. Putting […]