If you have been vowing to take better care of your money in 2019 but have been putting off your goal because you think it will take up a ton of time, take heed. Getting into financial shape is much like getting into physical shape: pretty much any small improvement that you can make will […]

You’re in between jobs. Join the club! And although it can be a stressful time, it doesn’t have to be a sad sack club filled with sullen members. If you remain hopeful and embrace that this is a truly entrepreneurial time in our country, you will be fine. Of course, you don’t want to forego […]

Second-hand goods have long had a stigma of being a compromise, or something you buy only because you’re on a budget and you simply can’t afford the real deal. But have you heard of the circular economy? As society is waking up to the harmful impact of our disposable consumer culture, shoppers and corporations alike […]

80% of New Year resolutions are bound to fail by the start of February, according to the Business Insider. While avoiding the gym might seem like a big disappointment to you, perhaps the worst goal to ever break might be going against your budget. Sadly, with all the life pleasantries around, and the innate need […]

Have you tried a digital credit app yet? These apps can save time and increase access to life-enriching funds. People in areas that do not otherwise feature amenities like financial institutions see their options expand exponentially with a simple smartphone. Here are four apps worth checking out, and some key features of each. 1. Credy […]

Every one of us is under debt, no matter if it is small or large. It is a constant source of tension and anxiety for a person because after all, you have to pay back the money to the creditor within the due date. Obviously, no one likes to pay interest rates, so payment at […]

Having a no claims bonus is one of the most effective ways to save money on your car insurance. So how does it work? In a nutshell, for every year you don’t make a claim on your insurance, you’ll accumulate one year of no claims discount, also known as a no claims bonus (NCB). So, […]

In the light of increasing energy expenditures and soaring utility bills, Ofgem, UK’s energy regulator, decided to reveal the new energy price cap just ahead of the New Year. January 1st, 2019 saw a remarkable rendition to utility prices – thanks to Ofgem – which not only seems promising to energy providers but to the […]

Filing for bankruptcy is not the end of the world, but it is not something a person wants to rush into. Bankruptcy is meant to give people a second chance when they find themselves in a desperate financial situation. There are two bankruptcy options including chapter 7 bankruptcy and chapter 13 bankruptcy. A person considering […]

Cars are designed to last us for a very long time, but one thing is for certain – no car is going to last forever. Anybody who’s driven an old car or has had their vehicle for a very long period of time has probably been in a situation where it simply won’t start. Usually, […]

Are you deeply steeped in tax debt? Have the IRS issued a levy notice against you? Does it look like you are about to lose your property or your rights to property to them in order to pay off that debt? Are you feeling squeezed but trapped, like toothpaste in a closed cap tube? Fear […]