The most organised among us will still sometimes find it hard to get organised with getting to work on time occasionally, and we’ll often find ourselves flummoxed with trying to find our keys as we struggle to get out the door for a friend’s engagement party. So how do we make sure that we’re as […]

Keeping yourself, your home and your property safe is highly influenced by your day to day routine. The most likely dangers that will have an impact on your insurance costs are burglaries, fire, water damage and car-theft. You can save on the cost you incur on home insurance by abiding to simple changes in your […]

“Put your money in 3 buckets. Charity, Savings, investing. Pay yourself first ALWAYS! Even before bills” “7 side hustles to earn Christmas money” “Have you set any financial goals for 2015?” These are just a few of the thousands of personal finance tweets circulating through the internet on a particular day. There is no shortage […]

Credit unions are in a unique situation now to either move into a competitive position in the lending arena or get left behind as others take these roles. What can credit union management teams do to improve their lending potential and production? In a business environment that is constantly adapting to a fluctuating economic environment […]

The Internet can offer you a wealth of useful functions which are certainly undeniable. In fact, our modern lives seem to be based around the goods and services to be found within this vast domain. Still, this area is not without risks. In particular, your personal and financial data may be at jeopardy if certain […]

  Chargeback is an ever-present threat for business owners. They can cost your business a lot of losses if not kept in check. In addition, your good business reputation risks tarnishing with credit card processor. In order to maintain a healthy business, you must retain the chargeback rate at its lowest, and to take control, […]

The other day, while getting my hair cut, the rhythm of “Shave and a Haircut, Two Bits” came to mind. It occurred to me to wonder how much that was. As it happens, about 25¢. Let me assure you, the shave and haircut I sat for cost me considerably more than that. But it also […]

The difficult economic scenario has led marketers of several business organizations to come up with strategies, which blend the best values of costs and results. The mantra is to make each dollar, thus eked out, count. Today even the biggest names in the industry (besides those having modest backgrounds) have joined the “marketing budget” bandwagon. […]

Anyone who has a social media presence would be aware that the current trend ruling the social networking sites is that of internet memes. Now, what exactly is a meme? As per Merriam Webster Dictionary, a meme is an idea, usage, style or behavior that disperses from individual to individual within a culture. It is […]

I, like many individuals, fell into the trap of credit cards, student loans, and medical bills. As a young fellow, mid-twenties, I already had my first credit card at 18 which quickly maxed out and, due to my naive nature, into default. I was also the type of person to jump into college without really […]

Owning a small business is the dream of many, but few take the leap because it is not easy. There is lots of hard work and lots of risk. If you have made the leap, congratulations on following your dream; you have a lot to learn. Ultimately mistakes will be made, and experience will be […]