Humans tend to focus on either the here-and-now, or the immediate future. Planning for the long term or for scenarios which we don’t see as likely (such as a bad accident or injury that stops us from being able to work) isn’t something that tends to get a lot of consideration. Sadly, many workers don’t [...]

Many people watch their personal finances closely throughout the year and then end up blowing their budget while planning, or enjoying, a vacation. Family holidays can rapidly become a very expensive adventure, and turn into a budget-killer that requires playing money catch-up for the rest of the year. While many vacationers feel that they have [...]

For many people, filing taxes is a simple matter of filling out the forms and mailing them in with the payment, or request for refund. Even with real estate and other things that can make taxes a little hairy, they don’t have much trouble meeting the April 15 deadline. However, for some, that April 15 [...]