The Kentucky Derby is on the horizon, and that signals the start of warmer months ahead for the vast majority of people residing in the United States. Growing up in Ohio, my mother would plant flowers every year on the first Saturday in May, making her annual trip to the nursery in the morning to […]

You have finally achieved a major milestone in your life. You have saved up enough and advanced in your career to a point where you can afford a mortgage. You are excited but also wondering what this new journey will entail. Questions are buzzing in your mind: How much will I afford? How much will […]

Whether it’s your fifth time moving this year, or you’ve just moved out of your parent’s home, looking at the empty shell of an apartment or house and wondering how the hell you’re going to make it look homely on your limited budget is always slightly daunting. In this article, we’ll go over some of […]

Saving up for your dream home often means making financial sacrifices in order to scurry away as much of a deposit as possible. House price in The States rocketed by 6.3% in 2017, according to the S&P CoreLogic Case Shiller Home Price Indices. Therefore, when you’ve moved into your dream home it’s likely that finances will […]

Apart from a car loan, a mortgage is probably the most common type of loan that most people ever have. Mortgages are designed to get families into houses, but they have evolved over time to serve a number of other purposes. The fact that mortgages are supported by the value of the home makes them […]

When it comes to paying for home improvements, there are many ways to tackle these sometimes-costly projects. Sometimes you don’t have time to plan ahead, as issues simply occur. Other projects are ones you can plan and save for. No matter what the project, or how suddenly it comes up, you can probably find a […]

Buying property can be a fantastic investment and if done well, can add to your pension pot or even allow you to retire early. Whether you plan on buying to let or renovating and reselling, property can be a low-risk, high-reward investment. There’s a common misconception that investing in property is only for the wealthy, […]

Living in a safe neighborhood or in a quiet area doesn’t protect you from home burglary. In reality, taking a passive approach to home security and neglecting your own safety actually increases your odds of getting robbed. According to data from Alarms.org, homes without a security system are 300 percent more likely to be burglarized. […]

Buying real estate can seem like a great way to make money. Whether you go for a fix n’ flip, buying a property to renovate it and sell it on at a higher price, or whether you’re buying commercial or residential properties as a long-term investment, there’s certainly a lot of potential in real estate […]

There are many reasons for which people decide that its best to hold to their mortgage notes and not cave in to the apparent society pressure of selling it. However, even though there might be a lot to gain by holding on to your note and the reasoning behind this decision might be sound, these […]

When buying a house, most people only think about the asking price to determine if they could afford the house or not. Smarter folks tend to look at how much down payment they’ll need when deciding if they could afford the house. In fact, you’ll be better served if you look at how much you’ll […]