When a credit card company sues you for the debt owed, you should know that there is hope. You can still negotiate a settlement with them if you take the right steps, and have the right legal advisor by your side. Below are some tips on how to negotiate a settlement agreement when being sued […]

Your credit rating helps lenders to determine whether to lend money to you, based on a number of factors such as how much money you have already borrowed, how many lenders you currently have, and whether you have missed any payments in the past, made late payments, or defaulted on a loan or other line […]

For many people, one of the worst feelings that they can have is coming up short in the money department when trying to pay their bills. With the economy still struggling, many people find themselves in this situation nearly every month. If you have bad credit, then it is hard for you to obtain anything […]

Your credit score matters more than you actually think. Whenever you take out a new loan or a line of credit, the credit score is one of the primary elements that will determine your risk factor in the eye of the lender. The amount of interest you have to pay for the loan – and […]

Today most anything of importance comes back to requiring a good credit score. Whether you want to purchase a home, a car, acquire a credit card, car insurance or even a job, your credit score can be a determining factor. So, you may wonder what your options are if you have a poor credit score […]

A Rampant Issue Australia has deeper debt than the United States. Did you know the average Australian household is on the hook for about $250,000, while the average American household is in debt over $130,000? That’s a lot of money in either scenario! You want to escape debt if at all possible. You may be […]

Do you dream of going on the perfect vacation with friends or family, but are unable to because of financial constraints? Do you have any other plans which are affected due to a lack of financial resources? In such a situation, applying for a loan might be the best option for you. However, it is […]

Credit card debt is a dreadful thing but it’s the scenario in which many people throw themselves. Not intentionally, of course, but through making some rather simple yet consequential mistakes. Are you finding yourself in a tough spot and fear landing in credit card debt? Or maybe you’re already in that position, case in which […]

Credit is how our modern economic system works. We borrow to maintain a certain lifestyle and as long as we pay back the monies we owe along with the interest that accrues, the system works great. But when we either borrow too much or don’t pay it back on a timely basis, we can run […]

Most every small business wants to have access to as much capital as possible for growth, daily operations, and exigencies. There are always times when a business endures a cash crunch – a period where money is tight and bills are mounting. During these times, chance favours the prepared business owner. Business lines of credit […]

There are a lot of people out there that will tell you that you should avoid credit cards at all costs. While that may be a nice thought, it rarely turns out to be practical advice. This is not to say that you need a ton of credit cards so you can always have the […]