January 6, 2017 | Post a Comment | Credit Cards
Personal loans can help you build your credit and provide short-term solutions towards fulfilling certain financial needs. There are various lending institutions that can give you the funding you need as long as you are able to pay them back over the specified duration of the loan at a provided interest rate. The process of […]
October 17, 2016 | Post a Comment | Credit Cards, Debt, Personal Finance
For many, a personal loan is a potential solution for consolidating debts and getting on top of their finances or it can be used to get their hands on something costly that they need. However, when taking out any credit it’s important you do your research, find the best deal and ensure you have the […]
September 1, 2016 | Post a Comment | Credit Cards, Credit Scores
Your personal credit score is the way that lenders and financial institutions figure out how good you are with money. It’s not a perfect system, but because these groups can’t actually look into your bank accounts, they’ve got to get their information another way. Your credit score is determined by three credit reporting agencies. They […]
August 28, 2016 | Post a Comment | Credit Cards, Money Advice, Personal Finance
Personal loans are great financing options for various reasons. For starters, they are much more affordable than credit cards and can be used for financing long-term activities. You can set the loan term anywhere from 6 months to 5 years depending on your needs. Personal loans are also very flexible, allowing you to borrow up […]
August 21, 2016 | Post a Comment | Credit Cards, Personal Finance, Uncategorized
If you ask any legal or financial advisor about credit card, they all inform you that credit cards are not a good idea. But this is not always true. The card doesn’t have any problem, the problem is in the way that card is used. According to the survey, most of the members of all […]
June 30, 2016 | Post a Comment | Credit Cards, Personal Finance
Some businesses are still suffering under the delusion that getting hacked is for other companies. As a result of this kind of thinking, they simply don’t have a plan for the inevitable. Even big companies flail about like all those proverbial, headless chickens when they find themselves in the cross hairs. It is like an […]
November 27, 2015 | Post a Comment | Business, Credit Cards
It’s no secret that you pay fees and other charges for every credit card or debit card transaction you accept. But, what you might not know is how these fees work, exactly. Here’s how you can avoid some of the more onerous fees, and lower your operating costs. Use Direct Cost Payment Processing Direct cost […]
July 26, 2015 | Post a Comment | Credit Cards, Credit Scores, Money Advice, Personal Finance, Uncategorized
Living with poor credit is not impossible in America, nowadays; but it is difficult. Your less than perfect credit can make many things difficult or pricier for you. For example, your insurance company may charge higher interest rates if you have a bad credit score. So it is important that you repair your credit score. […]
July 21, 2015 | Post a Comment | Business, Credit Cards
Ever since the meltdown in the financial sector in 2007 – 2009 regulations have been put in place for most of the financial industry including credit cards. The Credit Card Act of 2009 put in greater accountability, disclosures and limits fees / rate levels. The government has had pressure to regulate credit cards further in […]
June 21, 2015 | Post a Comment | Credit Cards, Credit Scores, Money Advice, Personal Finance, Saving Tips
Loans, credit cards and overdraft approvals all rely on your credit score. A machine assesses your credit worthiness. This makes life difficult when applying for a loan as you may have a poor credit score, even if you are in a highly paid job and pay your bills on time. Terms and conditions for all […]
April 28, 2015 | Post a Comment | Credit Cards, Debt, Money Advice, Personal Finance, Saving Tips
Proper credit card management starts with grasping the fundamentals of your credit card service. There are different types of credit cards all subject to different conditions and rules. Understanding such facts will help you make responsible use of your credit card: 1. Types of credit cards There are two main types of cards: General cards and […]