A good number of people when they come to retire, find themselves in a position where they just happen to be living in what happens to be their biggest potential source of cash. You may well have made plans for your retirement and beyond, such as looking at life insurance for seniors over 70, but […]

Reverse mortgages are everywhere these days.  You have seen the commercials, espousing how these mortgages can actually freeze your monthly payments.  This way you can use the funds for other endeavors.  But what is a reverse mortgage?  How do they work?  Importantly, is a reverse mortgage the right choice for me?  As you can see, […]

Second mortgages are lands that are also known as second mortgage loans on the home. According to their characteristics it is one of the most effective and easiest ways of getting large amounts of cash by securing the loan with your available home equity. There is another way of using your home equity; it is […]

Regardless of whether it’s the attractions and entertainment on offer, the variety of restaurants and shops to choose from, or the lifestyle perks and employment opportunities available, there are a number of reasons why you would want to live in the city. On top of that, most cities have their own unique hallmarks and traits, […]

Getting ready to purchase your first home is definitely an exciting time, but it can also be extremely confusing to go through the home mortgage process for the very first time. One of the biggest questions that first-time homebuyers ask is with regards to how much money they really need to have upfront in order […]

There are basically two different types of mortgages, a conventional and government insured loans such as a VA, an FHA or Fannie Mae. Within the two there are other variables to consider. For instance, how long you want to own the home. If it’s a starter home and you are planning on a family an adjustable […]

Our home is our castle. Whether you rent or own a home, you have probably poured a lot of time and love into your property to make it into a home. This is perfectly understandable. Having a place to call home is a basic human need, along with food, water, and company. Unfortunately, what starts […]

One of the most common questions that adults ask themselves is whether they should rent or buy the property that they’ll live in. The answer to this question will depend upon what your needs and expectations are, as well as what your current financial situation looks like. So should you be getting ready to take […]

Searching for a new home can be a challenge, and it can often be stressful, even though you want it to be an enjoyable experience. You might be worried about what you can afford, you might not know which mortgage to choose, or you might simply not know where to start with all the options […]

Buying your first home can be an exciting and fulfilling process, but it can also be stressful and hectic, especially if you’re not properly prepared. The “learn as you go along” approach doesn’t work too well with home buying, as what seems to be a slight surprise or setback could wind up costing you thousands […]

High rise living. Being close to everything you could possibly need. No more commutes and traffic jams. These things are certainly wonderful to think about, right? No wonder people are snatching up condos in Montreal. The best Montreal condos are now occupied but you can still find a few gems if you look hard enough. […]