Not many people would admit that they were bad with money. Yet, in a country where newspaper headlines often print headlines that scream things like Epidemic of debt spreads to Britain’s middle class and Britain in grip of ‘shopaholic’ epidemic every now and then, money management is certainly a struggle. If you aren’t sure how […]

There are plenty of people across the UK living in homes that are far bigger than they need. The kids have grown up and moved away, often leaving older property owners living in a large home with unused bedrooms and living areas. There may also be a big garden or yard that requires maintenance. By […]

There are a huge number of insurances and protections available for virtually every behaviour in life, and the costs can soon mount up. It’s worth doing plenty of research if looking for personal insurance – and taking heed of these tips: Install security measures House and content insurance premiums will drop if your home is […]

Whilst everyone is familiar with what a bank is and what services it offers to its customers the same can’t be said of a credit union. Credit unions are also financial institutions and offer their customers the chance to save money with them and borrow money too. One of the fundamental differences between a bank […]

Whether you have saved up a large amount of money over the years, recently sold an asset that has gained you a few thousand dollars, been awarded an enviable bonus at work, or even been left a sizeable amount of money in the will of a relative, investment is definitely one of the smartest things […]

  As you might expect, the answer to this question depends a lot on your age, health, and the kind of policy that you want. The good news is that many people overestimate the cost of life insurance, realizing that it is much less than expected when they finally move forward with a policy. Putting […]

Many retirees are on a fixed income. If you’re retired, or are about to retire, one of the things that might be weighing heavily on your mind is prescription medication. Here’s how to save on medicines and also your medical care. Get a Supplemental Plan A supplemental Medicare plan helps you plan for out-of-pocket health […]

Going skiing is often considered an expensive way to vacation, but it does not have to be. In fact, there are many ways that you can save money when you plan your ski holiday to ensure it does not cost too much. Here are a few budget-friendly tips to keep in mind to make sure […]

Planning and preparing your finances, gives you the best chance of achieving the financial security and lifestyle you would like to enjoy throughout your retirement years. If you’re unable to work due to illness or disability, and therefore have retired earlier than anticipated, you may be entitled to benefits through superannuation claims, life insurance, or […]

Looking out at the financial landscape, it’s difficult not to be filled with a certain level of cynicism. From Boiler Room to The Wolf of Wall Street, Hollywood has hit the public with the idea of financiers as slimy, calculated money-mongers who would steal your gran’s pension given half the chance. The perception hasn’t been […]

When we’re trying to get our finances in order, we love the idea of finding ways to never waste disposable income. The truth is that, even if you eliminate all of your discretionary spending–which some people manage to do!–there are still some fixed expenses that are going to eat up some of your income. These […]