Source: Flickr By Mala It is a difficult time when you find yourself below the red line when it comes to your credit score.  And if you find your credit score below 650, it will be difficult to climb the credit ladder.  However,  There are ways to improve your credit score.  Some have a cost […]

Holiday season is approaching and everyone is gearing up for a fun Thanksgiving next week.  Following the holiday can be a grueling rush for presents and gifts for friends and family and could lead to trouble if not planned for correctly.  Black Friday and cyber Monday will have tons of sales, just make sure you […]

Flickr: Pfala By Heather Stubblefield I’m sure this notion is true with all parents:  we want to pass our good habits to our children and avoid our bad like the plague.  I hope that the financial lessons I learned over the course of the past few years can be taught to my daughter while she […]

Simple things can be enough to get one going and on the right path.  Take things slow but become more involved and you will start to see those confusing things become more clear.  Always be on a continual path to learn and try new things.  Even if you don’t get the exact result you are […]

Friend and personal finance blogger PT Money is always helping out others learn the basics of personal finance and to better their own situation.  Although he claims he is not an expert or professional he hleps readers every day with their budgeting and saving issues and educating them on all aspects of finances.  He strives […]

Flickr: Steve Cadman By Heather Stubblefield For today’s savvy planners, that first positive pregnancy test brings all sorts of changes.  For me, immediately following my daughter’s first cries, money was put into a 529 plan.  A 529 plan is like a 401(K); however, its sole purpose is for the beneficiaries’ education.  There are many things […]

Flickr: Striatic By Heaven Stubblefield When I first went off to college, my mother once told me to do my grocery shopping at stores where the elderly shop.  Her reason: the elderly, who are on a fixed income like social security or a pension, are very thrifty shoppers.  So I began finding those people, and […]

By Mala Lal Flickr: Ellievanhoutte Don’t you just love going to sporting events?  The crowd, seeing your favorite players, being part of the action is all exhilarating and makes for a great day.  Unfortunately, after you pay for you ticket, it seems you can spend a lot more money enjoying yourself at the event.  With […]

Flickr: Annia316 By Mala Lal Note:  These are not suggestions that should replace a full time job.  And if you find yourself collecting unemployment, federal law states that this income be reported to your unemployment agency. As the holidays are approaching, you might find yourself searching for ways to make a few extra bucks this […]

The new site was just released and the biggest addition is the savings goals function.  I want to quickly explain it further to help everyone out. The savings goal is a way for users to set up financial goals that they would like to achieve in the future.  They could be long or short term […]