June 18, 2015 | Post a Comment | Personal Finance, Planning, Retirement, Saving Tips
Whether your financial goals include a luxurious trip abroad or starting your own business, you need to start saving now. Your money will not accrue any interest by sitting in a jar on your desk, so to save wisely, you should choose from the different types of Individual Savings Accounts (ISAs) available. The maximum annual [...]
June 15, 2015 | 1 Comment | Buying Home, Investing, Mortgage
When you decide it’s time to invest in property, it is imperative that you have a plan in place to ensure you are successful in your ventures. There are a lot of different areas that you might need to seek property investment advice on. Here are just some of the areas you need to look at [...]
June 15, 2015 | Post a Comment | Buying Home, Money Advice, Mortgage, Personal Finance
Before the subprime mortgage crisis of 2007, getting a mortgage was quite easy. Mortgage lenders and financial institutions had a lot of cheap money to lend to real estate buyers and qualifying for a mortgage was quite a breeze. In fact, some lending institutions gave mortgages without asking for proof of income from borrowers. However, [...]
June 15, 2015 | Post a Comment | Investing, Money Advice, Personal Finance, Planning, Saving Tips
Looking for a new car? Want to invest in one that’ll get you back most of what you paid at resale time? Or just curious to know which models are performing well in this regard? Here’s an interesting (but by no means exhaustive) look at some of the best. Not surprisingly, many of them are [...]
June 11, 2015 | Post a Comment | Budgeting, Personal Finance, Planning, Saving Tips
The idea of running a family business is an incredibly romantic one. Day and night, family members can spend quality time with one another working toward a successful future everyone will enjoy. However, the rose-colored images of family-run shops require much more planning than dipping into savings and hanging up a shingle. A family business [...]
June 8, 2015 | Post a Comment | Money Advice, Personal Finance, Saving Tips, Side Income
Our attics tend to accumulate many different things over the years. They’re often used to store Christmas decorations, old barbeque sets and camping equipment but hidden somewhere amongst all of the ‘junk’ there could be a buried treasure. Free some space in your attic by using solutions from the likes of Readysteadystore and start [...]
June 8, 2015 | Post a Comment | Buying Home, Money Advice, Mortgage, Personal Finance
Buying a home doesn’t sound that difficult until you actually go to do it. Then, you’re hit with the reality of it all: – The pre-qualification – The lender – The real estate agent – The home seller – You, and your fears and aspirations It could be a recipe for disaster or the [...]
June 5, 2015 | Post a Comment | Personal Finance, Saving Tips, Side Income
This is usually the headline you’ll see on a bunch of thoughts that are too good to be true. In reality, there are no shortcuts to earning money. But it’s possible to specialize in a certain area enough so that you can enjoy better compensation for your rare talents. I’m going to talk [...]
June 5, 2015 | 1 Comment | Money Advice, Personal Finance, Saving Tips
While smartphones are a must-have item in modern society, if you are not careful, they can quickly turn into electronic money pits. From roaming charges to extra services to costly contracts and insurance, many people pay a pretty penny for their smartphones. Instead, to keep your monthly bill as low as possible, consider these four [...]
June 5, 2015 | Post a Comment | Emergency Funds, Events, Money Advice, Personal Finance, Planning, Retirement, Saving Tips
Almost everything is lauded as a reason to celebrate these days, from kindergarten graduation to the successful completion of an internship, and while these milestones and others like them are important to the overall trajectory of an individual’s life, they’re commonplace enough to warrant little more than a mention in the family newsletter over the [...]
June 4, 2015 | Post a Comment | Money Advice, Personal Finance, Saving Tips
That loaf is green and it’s got to go in the bin. Chuck those mushed kiwi fruits and bananas in at the same time, and that half-full tin of beans. There’s a two-litre bottle of milk nearby with contents that have lapsed into paste, some ham that seems to have returned to life, and [...]