Your credit rating helps lenders to determine whether to lend money to you, based on a number of factors such as how much money you have already borrowed, how many lenders you currently have, and whether you have missed any payments in the past, made late payments, or defaulted on a loan or other line […]

Managing your personal finances is hardly enjoyable, but doing it properly can make the difference between a lifetime of debt and a lifetime of comfortable living. If you compare two people with similar skillsets, the same education level, and similar expenses, it is perfectly possible for one to be drowning in debt and one to […]

Understandably, startups can be packed full of enthusiasm and aspirations. However, as a young business steps out to boldly tackle their chosen market, often the company can get a bit too ahead of itself. It’s a hard truth, but to begin with startups simply need to survive their first few years. Cost considerations are key […]

Small businesses have a lot to grapple with, particularly where their money is concerned. Unlike major multinationals, who have a team of in-house accountants and administrators, SMEs usually have to look for more cost-effective ways to manage their finances. In terms of accessing money, life tends to be harder for small businesses. For SMEs in […]

Business is all about innovation, creating great products or services, making people’s lives better, and providing the market what it wants and needs, isn’t it? Granted, all these things are important. However, in the end, it’s all about profit. Not because business owners are selfish and money-oriented, but simply because a business that doesn’t make […]

Becoming a full-time app developer takes time, but with the right strategy you can make it your living and call yourself a professional. Everything you need is out there, it’s just a matter of staying focused until you achieve your goal. Master The Basics. The first step is to get a good grounding in the […]

Living in a safe neighborhood or in a quiet area doesn’t protect you from home burglary. In reality, taking a passive approach to home security and neglecting your own safety actually increases your odds of getting robbed. According to data from Alarms.org, homes without a security system are 300 percent more likely to be burglarized. […]

There are many considerations to make when establishing a startup, but one of the most important is the matter of funding and expenses. Many businesses fail because they don’t accurately estimate their costs and to put it simply, they run out of money. Don’t let your startup fall under that category – make sure you’re […]

The Fundamental truth of any business is they need money to keep expanding. It doesn’t matter if they are a startup, or a liability corporation, you will need financial help to get yourself on your feet. But before you apply for a cash loan, you need to consider the following pointers! Accounts Receivable Asset-based lending […]

You love your house, but you know it will eventually need to be sold.  If you are aware of this, you should also know that renovation projects now can still generate value for your home years down the line. When you do renovation projects, you want to make sure you are adding value to your […]