New Year is usually the best time to make financial resolutions. That is because during this time of the year, everyone seems to be in a fresh start. If there were many disappointments and resentments in the past year, now is the time to make amends and try to make changes for the better. It [...]

Source: Flickr This is a guest post from Mr Credit Card of www.askmrcreditcard.com. Mr Credit Card is going to talk about how he uses credit cards to help in his budgeting efforts, in addition to being a convenience tool. If you are looking for a credit card, please check out his best credit cards list [...]

If “unfriend” is the term of the year by Webster’s dictionary, “frugality” would win the award from the personal finance community.  It has been talked about and discussed regarding the many ways individuals can save.  Living a frugal life can also help someone outside of just finances.  By savings more money or reducing debt you [...]

Bu Shubham Singhvi The expenses can broadly be divided into two categories: Variable Expenses Fixed Expenses Variable expenses are more day to day and managing your expenses would largely mean managing variable expenses.  Some ways to save on variable expenses are as follows: Buy Sunday’s newspaper (e.g. Washington Post) for many useful grocery coupons. While [...]

By Heaven Stubblefield When I first began working as a freelance writer I thought this income was going to be used for Christmas.  However, within my household, we had some changes take place and needed to use this income for more tangible things.  It is possible to budget on a freelancer’s salary.  All you need [...]

By Mala Lal As a freelance writer, I am always looking for ways to keep my finances in order. Here are my top 10 benefits of using an online personal finance tool. 10. It works on my time: With my tool being online, I never have to make an appointment to go over finances. There [...]

This is a guest post from Trisha Wagner is a freelance writer for DepositAccounts.com, where you can compare rates of checking accounts from dozens of banks in one place. Trisha writes regularly on the topics of personal finance and savings accounts. With credit card use on the decline, more and more people are discovering why [...]

Summer time is here, and with it comes bathing suit weather. It’s almost impossible to find someone who isn’t trying to make themselves look better for that season. So begins the calorie cutting and burning months before. Sadly, another season is also quickly approaching for everyone: graduation, finding a job, or retirement. It seems that [...]

By Virginia O’Connor Uncertainty about the current and future economy has pushed many Americans to start saving more and paying off more of their debt. Recent studies in 2008 and 2009 have indicated that as Americans are feeling less secure about their financial stability, they have begun to change their spending behavior. As confidence falls, [...]

Congratulations, you have decided to start a budget!  While it may seem easy to do, there are some ways you can define your spending that will help trim it and build wealth.  Below are common categories of a budget and how they can be better defined.  Utilities   The utilities category is one that some define [...]

You may think that having a budget is simply checking your bank statement to see where your hard earned money is going, but that is far from the whole process.  There are a lot of components involved in making a proper budget, but luckily, just looking at the bank statement is the first step.  In [...]