Whenever we read about macroeconomic data, we tend to assume there is a disconnect between what happens there, and what happens in our personal financial affairs. However, nothing could be further from the truth. As a case in point, consider the US national debt. Currently, the US national debt is $20,596,854,000,235. By the time you’ve […]

So you’ve started a small business and everything is going great, but then something happens and now you have some unexpected expenses on your hand. What do you do? Do you just close up shop and wonder what could have been? Of course not! There are plenty options and one of the most popular is […]

Insurance (or lack thereof) is the kind of thing that makes or breaks a business before it even gets off the ground. It affects small businesses most of all, because while there’s a lot of enthusiasm to get a business off the ground, it immediately poses certain risks. As a matter of fact, you’re putting […]

Understandably, startups can be packed full of enthusiasm and aspirations. However, as a young business steps out to boldly tackle their chosen market, often the company can get a bit too ahead of itself. It’s a hard truth, but to begin with startups simply need to survive their first few years. Cost considerations are key […]

Small businesses have a lot to grapple with, particularly where their money is concerned. Unlike major multinationals, who have a team of in-house accountants and administrators, SMEs usually have to look for more cost-effective ways to manage their finances. In terms of accessing money, life tends to be harder for small businesses. For SMEs in […]

Business is all about innovation, creating great products or services, making people’s lives better, and providing the market what it wants and needs, isn’t it? Granted, all these things are important. However, in the end, it’s all about profit. Not because business owners are selfish and money-oriented, but simply because a business that doesn’t make […]

Becoming a full-time app developer takes time, but with the right strategy you can make it your living and call yourself a professional. Everything you need is out there, it’s just a matter of staying focused until you achieve your goal. Master The Basics. The first step is to get a good grounding in the […]

There are many considerations to make when establishing a startup, but one of the most important is the matter of funding and expenses. Many businesses fail because they don’t accurately estimate their costs and to put it simply, they run out of money. Don’t let your startup fall under that category – make sure you’re […]

The Fundamental truth of any business is they need money to keep expanding. It doesn’t matter if they are a startup, or a liability corporation, you will need financial help to get yourself on your feet. But before you apply for a cash loan, you need to consider the following pointers! Accounts Receivable Asset-based lending […]

When you are setting up a new business, money can usually be a bit tight. Most small business owners are focussed on two things: Growing their business and reducing costs. Looking at ways to keep costs down can save you lots of money that can be put to better use to help grow your business. […]

Setting up a business can be expensive, but it’s not the only cost you need to worry about. After the initial set-up and launch of the business, you’re going to need to advertise. Without advertising, potential customers and clients aren’t going to know you exist. So, what happens if you’ve used up the majority of […]