Saving money should always be at the top of your agenda, not just in the home environment, but also for your business. No matter the size of your enterprise, everyone can benefit from taking sensible steps to get the most out of their expenditure without cutting corners. The potential checklist is almost endless, but here […]

Loans, credit cards and overdraft approvals all rely on your credit score. A machine assesses your credit worthiness. This makes life difficult when applying for a loan as you may have a poor credit score, even if you are in a highly paid job and pay your bills on time. Terms and conditions for all […]

  Owning and running an established business with a pre-existing system and business model seems like a perfect way to become your own boss. Franchises traditionally have very low failure rates (perhaps as little as 5%) but as with any new business there’s a lot of hard work, and the decision to invest should not […]

The standard assumption is that students will automatically leave college massively in debt. But this needn’t be the case. Wouldn’t it be better to embark on your career and adult life without needing to repay large loans? There are so much better things to spend your money on. One excellent way of actually leaving university […]

Car insurance is a not-too-insignificant financial consideration for any driver. Whether you are a learner fresh from studying the rules of the road and perfecting the practical skills you need or a wizened veteran who has been driving for more years than you care to remember, it’s a necessary cost. It may be a necessary […]

Whether your financial goals include a luxurious trip abroad or starting your own business, you need to start saving now. Your money will not accrue any interest by sitting in a jar on your desk, so to save wisely, you should choose from the different types of Individual Savings Accounts (ISAs) available. The maximum annual […]

Before the subprime mortgage crisis of 2007, getting a mortgage was quite easy. Mortgage lenders and financial institutions had a lot of cheap money to lend to real estate buyers and qualifying for a mortgage was quite a breeze. In fact, some lending institutions gave mortgages without asking for proof of income from borrowers. However, […]

Looking for a new car?  Want to invest in one that’ll get you back most of what you paid at resale time? Or just curious to know which models are performing well in this regard?  Here’s an interesting (but by no means exhaustive) look at some of the best. Not surprisingly, many of them are […]

The idea of running a family business is an incredibly romantic one. Day and night, family members can spend quality time with one another working toward a successful future everyone will enjoy. However, the rose-colored images of family-run shops require much more planning than dipping into savings and hanging up a shingle. A family business […]

  Our attics tend to accumulate many different things over the years. They’re often used to store Christmas decorations, old barbeque sets and camping equipment but hidden somewhere amongst all of the ‘junk’ there could be a buried treasure. Free some space in your attic by using solutions from the likes of Readysteadystore and start […]

  Buying a home doesn’t sound that difficult until you actually go to do it. Then, you’re hit with the reality of it all: — The pre-qualification — The lender — The real estate agent — The home seller — You, and your fears and aspirations It could be a recipe for disaster or the […]