If you want to get a boat, you can get it on credit. But there are a few things you need to mind when you apply for a loan. boat loans are not complicated, but you better o your research and mind a few things before you submit your application. Consider the following tips! Do […]

Sole traders are those unique workers who work for themselves. They earn a wage that is attributed to their own company or person, which means that they’re in complete control of their finances – whether that’s their business’ cash flow or their funds that cover such necessities as rent, clothing, and food. As such, the […]

Whether retirement is just around the corner or way ahead in the future, it is important to plan ahead. Suddenly panicking the year before you are due to retire will not do you any favors. 1. Plan your Income Is there any way that you can ensure you continue to have some form of income […]

No-one expects to earn a criminal record in their lifetime, but it can be a sad reality for many people from all walks of life. Not only might you have the prospect of jail time, but a conviction could sadly affect your livelihood. It could lead to incarceration, change how you are viewed by society, […]

Conference calls provide many benefits to companies, but they come with different kinds of problems. If you fail to address them, you won’t be able to get the kind of results you desire from your conference calls. To help you make the most of your conferences, we will enlist some common problems associated with them […]

Pursuing a higher degree is rewarding for a number of reasons. An MBA or an MSc is a great degree to have if you want to advance in your career. Master’s degrees are very valuable today, which is why more people are putting in the work and earning the degree of their dreams in order […]

According to the Bureau of Labor Statistics, food is the third largest household expenditure for the average family in the United States. It doesn’t matter if you’re feeding yourself or a whole flock of children – groceries are expensive no matter where you live or how much you eat. Luckily, there are several ways to […]

Last year’s tax cuts filled American households with hope as they anticipated their returns this spring. But, their expectations set them up for disappointment when they saw a decrease in refund amount compared to previous years. In just the first week of the 2019 filing season, Americans saw an average decrease of eight percent in […]

According to a recent poll by CIBC (Canadian Imperial Bank of Commerce), 32% of Canadians aged between 45 and 64 don’t have any money saved for retirement. In addition, 53% of Canadians say they are not sure if they are saving enough. Consequently, many people find themselves in a financial quagmire during retirement because of […]

Bad credit can trigger a multitude of issues, from problems getting a car loan to being unable to secure a mortgage. Even if you’re simply looking for an apartment or house to rent, having a poor credit score can lead to several problems. Today, most landlords will use a credit check to vet potential tenants, […]

No one likes to think about emergencies, but they can be costly. However, if you plan what you will do in the event of an emergency now, you will be able to save the relevant funds to ensure that unforeseen events are made easier and less stressful when they do happen. Here is a guide […]