Many retirees are on a fixed income. If you’re retired, or are about to retire, one of the things that might be weighing heavily on your mind is prescription medication. Here’s how to save on medicines and also your medical care. Get a Supplemental Plan A supplemental Medicare plan helps you plan for out-of-pocket health […]

Going skiing is often considered an expensive way to vacation, but it does not have to be. In fact, there are many ways that you can save money when you plan your ski holiday to ensure it does not cost too much. Here are a few budget-friendly tips to keep in mind to make sure […]

Planning and preparing your finances, gives you the best chance of achieving the financial security and lifestyle you would like to enjoy throughout your retirement years. If you’re unable to work due to illness or disability, and therefore have retired earlier than anticipated, you may be entitled to benefits through superannuation claims, life insurance, or […]

Looking out at the financial landscape, it’s difficult not to be filled with a certain level of cynicism. From Boiler Room to The Wolf of Wall Street, Hollywood has hit the public with the idea of financiers as slimy, calculated money-mongers who would steal your gran’s pension given half the chance. The perception hasn’t been […]

When we’re trying to get our finances in order, we love the idea of finding ways to never waste disposable income. The truth is that, even if you eliminate all of your discretionary spending–which some people manage to do!–there are still some fixed expenses that are going to eat up some of your income. These […]

Before you invest in a rental property, there are a lot of things you need to do – a lot you need to know. Here are just a few of the most important questions you should be asking yourself, and your realtor. Do You Have A Sizable Down Payment? You should plan on at least […]

We’ve all been there. You had a job. Now you don’t. What do you do for money? Here’s how to survive a job loss and start all over again. Cut Out Discretionary Spending Discretionary spending is spending that you don’t need to do, but that you take on because you have extra money. Most people […]

Knowing how to handle your finances and accounts effectively is one of the key components to ensuring your business is a success. From the day-to-day running of your company to establishing long-term goals, it is imperative to have a thorough understanding of business finance so you can manage and plan effectively. Keeping that in mind, […]

  For most of us, retirement will be here before we know it. Sure, it may seem like a long way off, but when it finally comes, you will be much better off if you have prepared for it. With retirement comes a loss of income, so you are going to need to have a […]

Saving money should always be at the top of your agenda, not just in the home environment, but also for your business. No matter the size of your enterprise, everyone can benefit from taking sensible steps to get the most out of their expenditure without cutting corners. The potential checklist is almost endless, but here […]

The standard assumption is that students will automatically leave college massively in debt. But this needn’t be the case. Wouldn’t it be better to embark on your career and adult life without needing to repay large loans? There are so much better things to spend your money on. One excellent way of actually leaving university […]