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80% of New Year resolutions are bound to fail by the start of February, according to the Business Insider. While avoiding the gym might seem like a big disappointment to you, perhaps the worst goal to ever break might be going against your budget. Sadly, with all the life pleasantries around, and the innate need […]

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Have you tried a digital credit app yet? These apps can save time and increase access to life-enriching funds. People in areas that do not otherwise feature amenities like financial institutions see their options expand exponentially with a simple smartphone. Here are four apps worth checking out, and some key features of each. 1. Credy […]

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Every one of us is under debt, no matter if it is small or large. It is a constant source of tension and anxiety for a person because after all, you have to pay back the money to the creditor within the due date. Obviously, no one likes to pay interest rates, so payment at […]

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Having a no claims bonus is one of the most effective ways to save money on your car insurance. So how does it work? In a nutshell, for every year you don’t make a claim on your insurance, you’ll accumulate one year of no claims discount, also known as a no claims bonus (NCB). So, […]

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In the light of increasing energy expenditures and soaring utility bills, Ofgem, UK’s energy regulator, decided to reveal the new energy price cap just ahead of the New Year. January 1st, 2019 saw a remarkable rendition to utility prices – thanks to Ofgem – which not only seems promising to energy providers but to the […]

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Filing for bankruptcy is not the end of the world, but it is not something a person wants to rush into. Bankruptcy is meant to give people a second chance when they find themselves in a desperate financial situation. There are two bankruptcy options including chapter 7 bankruptcy and chapter 13 bankruptcy. A person considering […]

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Cars are designed to last us for a very long time, but one thing is for certain – no car is going to last forever. Anybody who’s driven an old car or has had their vehicle for a very long period of time has probably been in a situation where it simply won’t start. Usually, […]

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Are you deeply steeped in tax debt? Have the IRS issued a levy notice against you? Does it look like you are about to lose your property or your rights to property to them in order to pay off that debt? Are you feeling squeezed but trapped, like toothpaste in a closed cap tube? Fear […]

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Uncertainty over the future has caused a lot of volatility in the stock market, and it’s beginning to show. Research published by the Indianapolis Business Journal suggests that the consumer confidence index fell to 128.1, the lowest level of 2018 and overall a grim message for investors. With confidence in the stock market’s ability to […]

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Are you happy at work? Data from Gallup shows that many Americans have low job satisfaction and are not engaged in their current jobs. Does this sounds like you? If so, it might be time to switch things up with a side-hustle. Ready to earn more, learn more, and do more? Consider these side-gig options: Flex Your […]

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The next time you look up online payday loans in Alabama, you will probably be met with a lot of negative information about payday loans. Most of it will be about how some payday lenders are unscrupulous and seek to take advantage of the borrowers who come to them in their time of need. While […]

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